If you are a first time home buyer and you are sitting on the fence I urge you to jump down and get moving run don't walk to a phone and call a Realtor to get you into your new home.  With record low interest rates and the abundance of down payment programs available in the Columbus Area there are only a few obstacles to keep you from your dream house.

First, know how long you plan to be in the area.  If your job requires you to move frequently and you are unable to commit to an area for at least 3 years this may not be your time to buy.

Second, be prepared by having some savings on hand.  Although there are many programs to help with down payment assistance you may still need money for inspection, warranties, moving, utility deposits and misalliance closing costs.

Next, Contact a lender to find out exactly where you stand financially and how much you home can afford.  Working with your lender will help you better understand what the bottom line costs will be for your new home.

Finally, find a Realtor® who can guide you through the process and help you find your dream home.  The first time purchase can be daunting and overwhelming.  Professional Real Estate Agents are experienced in helping you maneuver through the process to your new home. 

With all of these obstacles addressed you are on your way to owning your piece of the American Dream.  For more information on buying or selling Columbus area real estate call Vanessa at 614-273-6406 or email me at Vanessa.simmons@realliving.com.

For More Feeds on Buying see:

Three Ways to Roundup a Down Payment for your new Columbus Area Home

Why the Stimulus Makes this a Fantastic Time to buy Real Estate

$8000 Dollar Tax Credit = Down Payment Assistance Hurry Limited Funds!!!