We're slammed so that's a good thing. If any of the folks on Active Rain know candidiates for an experienced Loan Processor position, we're hiring one (maybe two) of them. Our purchase business volume spiked and my wife Debra is taking off for the summer, as of June 10. She'll come back after Labor Day as a loan originator.
Anyway, I posted this on Craig's List and would appreciate it if you'd forward it to any worthy candidates:
This is the perfect setup for a grizzled, experienced mortgage loan processor. You walk with a swagger because you can recite FHA and VA underwriting guidelines verbatim. Heck, you might even have a DE certification in your background. You were probably aghast at the stupid NINJA loans being funded earlier this decade. You didn't know why originators weren't developing real estate agent relationships and wondered what would happen when Armageddon came to the mortgage industry...so were we.
Armageddon came to the mortgage industry but we're still standing. A little battered and bruised but we weathered the hurricane well; now we're thriving.
How'd we pull it off? Old-school hustle, that's how. We embraced the internet, called a bunch of real estate agents, read the guvvie underwriting guidelines, and started funding loans for first-time home buyers. Imagine working with a team of originators who actually READ underwriting guidelines, court real estate agent business, and do what they say they're gonna do..that's us. The result? We fund a lot of VA(they're the most fun), FHA, CalSTRS, and CalPERS loans. We got a lotta happy sailors, marines, teachers, firemen, and cops as clients.
We mostly broker to the conduits right now (Sierra Pacific, Uniwest, Mountain West, and First Mortgage) but we're not scared to broker to the big boys (Countryide/BofA and Wells Fargo). We have a correspondent relationship with Flagstar but we only fund there if it's in the borrower's best interest. You won't find 4 point loan jockeys here; we pride ourselves on our ethics (and volume).
Here's the other cool part. Our firm has been in the same Kearny Mesa building since 1991. We ain't going anywhere. Our problem? We need you, the seasoned, beat-up but proud loan processor who gets off on funding loans. If you like walking into an originator's office, with a clean underwriting approval for a hard loan, and being APPRECIATED for your professional dedication, you're gonna love working with us.
Are we being boastful? You're darned skippy we are! We love this business and understand that we're saving the American economy...one loan at a time. If we're speaking to you (and you know we are if you've read this far), we want you to stand up and be counted.
PS: Most of you will e-mail your resume and that's okay but the shining star that joins our team will e-mail the resume AND call (858)-777-9751. We expect that our "shining star" will be working with us by June 1.
PPS: If we love each other, we'll set you up in a nice private office, in our Kearny Mesa location. We'll give you an LOS-equipped desktop, access to AUS, FHA connection, the VA TAS, and tools that you need to be a kick-butt processor who can be proud of the job you do. We'll also protect you from "newbies" who want to sap all your experience, time, and energy, Confidently call and e-mail if you want to see if we're meant to be together.
- Location: Kearny Mesa- San Diego
- Compensation: Fee Per Funded File
- This is a contract job.
- Principals only. Recruiters, please don't contact this job poster.
- Phone calls about this job are ok.
- Please do not contact job poster about other services, products or commercial interests.
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