What kind of people or organizations are checking your credit? You may be surprised to find out that insurance companies and potential employers may be pulling your credit history. Before they take a risk on you, they want to see how you manage your money, and they can do that by looking at your credit report. Watch this Expert Real Estate Tips video for more credit advice.

Also, be sure to check out my most recent blog on CBS's MoneyWatch site! My most recent post there is about the horrifying foreclosure numbers in April and how they affect Americans, policymakers and realtors. Check it out and leave feedback please!