Last week it was announced that the 2009 first time home buyer tax credit could be used as a down payment. The next day all information about this new down payment method was removed from the HUD website. 100% financing for Columbia SC real estate came and went in the blink of an eye. All is not lost folks. We still have options. USDA provides 100% loans for rural areas and there is no mortgage insurance! USDA does have income criteria one must meet. Are you a veteran or the unmarried spouse of a deceased veteran? You may qualify for a 100% VA loan. Contact me if you wish to buy Columbia SC real estate and I will help point you in the right direction.
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