These four problems all can lead to foreclosure of a home.
Drugs:
A drug, broadly speaking, is any substance that, when absorbed into the body of a living organism, alters normal bodily function. Get caught up in doing drugs, or selling drugs, all of your time and money will go to drugs and paying bills will be the last thing you do, which in turn will lead to losing your home.
Death:
No will, no insurance, loss of a bread winner, without a backup plan can also lead to not being able to afford your home and paying for it. Death is celebrated, embraced and feared. Can cause major financial problems if not prepared. Besides taxes the only other guarantee in life.
Divorce:
The big D and I don't mean Dallas. Never goes good with owning a home. Divorce or dissolution of marriage is the final termination of a marriage, canceling the legal duties and responsibilities of marriage and dissolving the bond o matrimoney...
Don't count on an Ex to always make the payments on time. Even when court ordered lots of foreclosures are due to this problem.
Disaster:
The tragedy of a natural or human-made hazard (a hazard is a situation which poses a level of threat to life, health, property. Losing your job counts also, could be a natural disaster such as Flood, Hurricane, or Tornado which all could cause money to be short and payments to be made late or not at all.
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Sincerely,
Karina Morgan
REALTOR, ABR, GRI
CENTURY 21 Regency Realty, Inc.
(334) 477-2694
www.RuckerPCS.com
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Karina, Thanks for your article. I noticed you must haveput alot of time and preparation in it. You stated it so well. So often I go into abandoned homes with scattered toys, children clothing, and heirloom items that my heart cries each time for the families and victims of such situations. I recently became a Home Retention Counselor, still practicing Real Estate as well. However, now I see the sad side of the families; not the Joyful excitement of owning or buying a new home. It is so sad when I don't reach the familiesin time to preserve their homes and who knows what impact the disaster does to the children. Thanks for Sharing.