Most of the major well known Insurance Companies allow for permissive use of your automobile. That simply means that anyone is covered driving your car as long as they have permission to use the car. This question often comes up because most insurance companies will print a line on the policy declarations stating the rating characteristics of the policy. It will say something like married male ages 25-49 or something similar, however this is just a statement of how the policy is rated, not a finite statement of who is covered driving the car. There are some companies that do exclude drivers, but these are typically the companies that are considered non -standard carriers. As always, you should always check with your insurance company and agent to find out exactly what your policy says, as there are companies that make exceptions to what normally applies.
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