In today's crazy economy most potential home buyers are treading cautiously and attempting to make sense of it all. The reality is no one knows when the market will bottom out or if it already has. With that said, if there are any potential home buyers that are on the fence, you should definitely take advantage of historically low interest rates and declining prices. If you plan on living in your home for more than five years, then it makes a lot of sense to buy a home you can afford using a fixed rate mortgage. This way you can plan your life comfortably, knowing you purchased a home you can afford during good times and tougher times. You're going to be paying rent or some type of living expense even if you don't own a home. Why not buy a home in a price range that is comparable to what you paying now? Owning a home is an investment in you and will reward you in the long run. Owning a home is not for everyone but if you are in a position to buy I would definitely encourage you to consider the benefits. If you are interested in buying visit my website at www.SharpBuyers.com will give you a 10 step guide to buying a home and a commission rebate at closing.