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Just when you thought an $8,000 tax credit was a great gift from the federal government here comes Mortgage Credit Certificate (MCC) from the North Carolina Housing Finance Agency!

I just got word that there is another federal tax credit for eligible 1st time home buyers here in North Carolina.  It's a tax credit of up to 20% of your annual mortgage interest AND it can be combined with the $8,000 federal tax credit that's in effect until December 2009.  it can save you up to $2,000 each year that you live in your new home in taxes.

Because this tax credit is immediate it means you could change your withholding allowance on your W$ which in turn decreases your Tax liability and increases your monthly take home pay.  Another bonus for 1st time home buyers looking to buy their 1st home.

Have you been thinking about buying your first home?  Well doing so in NC just got more appealing.  To learn more and find out if you qualify call 1-800-393-0988 or visit www.nchfa.com

 

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One Solid Rock!About the author:  Pamela is a Realtor in Raleigh NC with The St. Peter HomeSelling Team at Prudential YSU Realty serving the Raleigh NC (Triangle) area.

We are a team of passionate North Carolina Real Estate Brokers dedicated to connecting our clients to success in home buying and home selling in the Triangle. Pamela can be reached via email at Pamela@RaleighHomesOnline.com or by calling (919) 645-2522.

For all your Wake County real estate needs The St. Peter HomeSelling Team serves the following areas; Raleigh, Cary, Apex, Morrisville, Holly Springs, Fuquay Varina, Garner, Wake Forest, Knightdale.

Find your Home in the Triangle, NCVisit me on Google+Let's connect on LinkedInJoin us on FaceBookfollow us on TwitterWhat is My Triangle Home Worth?

 
Post is included in group: The Art Of Marketing You
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3 Comments on More funds available for 1st time home buyers in North Carolina

MAY
28
2009
484,115 Points 28 Featured Posts Localism Sponsor Outside Blog Called Shot Master

Pamela, if that doesn't get some more people off the fence, I don't know what will. Our THDA program is loaning the $8000 so people can get in their homes. It's 0% interest until June of 2010. Not as good as NC but it helps!
5:42pm • #1
MAY
29
2009
555,624 Points 31 Featured Posts Outside Blog Attended Rain Camp Called Shot Master

Connie, it's so refreshing to see what is available for 1st time home buyers.  I'm proud that NC does step up to the plate and see where money is needed to help folks buy a home. TN's interest free loan on that $8,000 is sweet too!  Let's just hope everyone eligible will learn about and use these programs.
5:47am • #2
JUN
11
2009

Pamela,

Congrats on North Carolina's response to our current economic situation. Unfortunately, Connecticut is one of the states not making extra help a priority yet...
7:38am • #3

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Lee & Pamela St. Peter Raleigh Realtors® Raleigh North Carolina Homes for sale

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