I have a buyer who is doing a conventional loan.  This past week the loan was in final underwriting.  The appraiser had made a comment on the appraisal that the utilities were not on when he was there. Well..the utilities were on, they were just turned off at the street (water) and at the breaker box (electricity).  I emailed the lender that I was witness that the inspector turned on the utilities and that they were working properly.

Then a couple of days later, the lender said that he needs proof of the utilities being on from the inspector.  So the inspector emailed me his certification and I forwarded to the lender. 

No, they need something on his letterhead.  So I called the inspector, when he is at another inspection, and he said that he will get it out to me as soon as he gets back to the office.

Well, bless him, he did get us the letter.  And I forwarded on the lender and that sufficed.  Finally.

I wondered, though, is this type thing, the extra scrutiny, going to cost the consumer in the long run?  Will inspectors, and appraisers, have to charge more for services because of the extras they are asked to do following the completion of their work?

Sarah in Nashville