The home buying process is quite complicated, and nothing will throw a wrench into things faster than a mortgage company that drops the ball.
When buying a home with us, you are free to use any lender you wish, however, we strongly recommend that you use one of my preferred lenders. They can meet or beat the interest rate and pricing of any other lender, plus you will never be at the mercy of some outside company - waiting around helplessly trying to find out the status of your loan from some mysterious unknown person.
You may If not, here is a list of items you should bring to your loan application.
1) W-2 (2 years) & current pay stubs
2) Past 2 years pay history for landlord/mortgage company
3) Employment information (2 year history)
4) All bank account numbers and balances
5) Last 3 month's bank statements
6) Open loans-names, addresses, account #, balances, monthly payments
7) All information on any other real estate loans
8) Drivers' license or other photo ID
9) Check for credit report
10) Certificate of eligibility or DD214 (VA loan only)
11) Self employed: Last 2 year's complete tax returns, year to date Profit & Loss Balance Sheet
The next step is for you to come into the office for your initial consultation. We will sit down and evaluate your situation, and determine if it is in your best interests to proceed with buying a home at this time.
Michelle Burgos, GRI, CDPE, REALTOR * RE/MAX PowerPro * 4301 Flamingo Rd 101 * Davie * FL * 33330
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