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Funny Friday - Current Lending Practices

It seems to me that lenders are doing everything they can to make it as difficult as possible to meet closing conditions once buyers are pre-qualified.

Close to Home

June 19, 2009

We seem to be at the mercy of the lenders these days, or so it seems. They will ask you to do almost anything in order for you to get the mortgage.

Posted by Brigita McKelvie - Lehigh Valley, PA, Residential, Rural & Horse Properties on 06/26/2009 07:30 AM

Comments (20)

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Originally posted at: Brigita's Blog: Funny Friday - Current Lending Practices

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20 Comments on Funny Friday - Current Lending Practices

JUN

The cartoon says it all, everyone is jumping through hoops to get a loan even if the have excellent credit and the necessary down-payment.

Leonlinda:

That is the truth! My one buyer had a hard time getting a loan even though he was putting almost 50% down.

Brigita

Brigita, thanks for the giggle....I needed that this morning with all the sorrow going on in the world!

Kristin:

I know how you feel! I had a lot of mourning last week with deaths in my personal life. Always up for a laugh!

Brigita

Don't you know it..that is exactly what is going on here...we were set to go to closing on one of my listings, the lender came up with an 11th hour condition.

That's hysterical!

Thank you for helping me start the day off with a good laugh.

I'll be damned. You found the resume of a loan officer one of my buyers is currently using.

Brigita - Very funny! But it is crazy how hard it is to get qualified with lenders these days...

Thanks for the laugh. I hope you have a great weekend.

Konnie:

I believe we all have gone through it at some point.

Brigita

Craig:

Unfortunately, in many cases it seems to be true. LOL

Brigita

Ed:

The loan officer was exposed. Can't hide from a smart RELTOR! LOL

Brigita

Jackie:

Even those that have money in the bank with putting over 20% down payment have a hard time qualifying. Explain that to me.

Have a great weekend!

Brigita

Very funny Brigita! We won't be out of this 'crisis' until the banks start loosening their grip on the money. Nice horse! Did you hear about the horse that walked into a bar? The bartender said "why the long face?"

JUN

How sad and true at the same time! It's amazing what they come up with just to give a loan. They seem to have inherited the spirit of the Marquis de Sade :) or :( Thanks for the laugh tonight and keep them coming! BLRGuy has rubbed off on you.

JUN

Cheryl:

I agree. The banks need to start lending money instead of putting it in their pockets.

Thanks for the horse laugh. :-)

Brigita

Cris:

I believe you are right! BLR Guy has rubbed off on me.

Brigita

Brigita, that was cute. Thanks for sharing it with us.

JUN

Jen:

Glad you liked it! :-)

Brigita

Brigita - When lenders impose last minute conditions near the end of the loan process, I often think they are looking for funds to fund the loan. But, if you think barking and making like a slinky are a few of the tasks needed to get a loan to close, try getting a loan modification:-(

JUL

Myrl:

I never thought of it that way. That sounds like a possibility.

Brigita

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