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It seems to me that lenders are doing everything they can to make it as difficult as possible to meet closing conditions once buyers are pre-qualified.

 

Close to Home

June 19, 2009

 

We seem to be at the mercy of the lenders these days, or so it seems.  They will ask you to do almost anything in order for you to get the mortgage.

 

Brigita McKelvie is a REALTOR®  (Pennsylvania License #RS297130) with Cindy Stys Equestrian & Country Properties, specializing in rural and horse properties and farms in Eastern Pennsylvania.  She has an e-Pro® (Certified Internet Expert) certification and a GRI (Graduate, REALTOR® Institute) designation.  

Brigita McKelvie, REALTOR

Pennsylvania License #RS297130

Rural and Horse Properties and Farms

 

Cindy Stys Equestrian & Country Properties, Ltd.Cindy Stys Equestrian & Country Properties, Ltd.

 

The Premier Equine and Country Real Estate firm serving Eastern Pennsylvania from back yard operations to world class equestrian facilities.

Use a REALTOR with "horse sense" that doesn't horse around when it comes to horse properties.

 

 

e-ProGRI (Graduate, REALTOR Institute)BNI

 

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Post is included in group: Funny Friday's
Post is included in group: Jokes and Anything Fun Group
Post is included in group: New Jersey & Pennsylvania -- Realtors/Loan Officers/Title Clerks/Real Estate Lawyers
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20 Comments on Funny Friday - Current Lending Practices

JUN
26
2009
444,855 Points 36 Featured Posts Localism Sponsor Outside Blog Hit Router Attended Rain Camp Called Shot Master

The cartoon says it all, everyone is jumping through hoops to get a loan even if the have excellent credit and the necessary down-payment. 
7:44am • #1
449,590 Points 5 Featured Posts Localism Sponsor Outside Blog

Leonlinda:

That is the truth!  My one buyer had a hard time getting a loan even though he was putting almost 50% down.

Brigita
8:06am • #2
763,479 Points 1 Featured Post

Brigita, thanks for the giggle....I needed that this morning with all the sorrow going on in the world!
8:11am • #3
449,590 Points 5 Featured Posts Localism Sponsor Outside Blog

Kristin:

I know how you feel!  I had a lot of mourning last week with deaths in my personal life.  Always up for a laugh!

Brigita
8:18am • #4
501,798 Points Outside Blog Attended Rain Camp

Don't you know it..that is exactly what is going on here...we were set to go to closing on one of my listings, the lender came up with an 11th hour condition.
8:27am • #5
769,053 Points 60 Featured Posts Attended Rain Camp Called Shot Master

That's hysterical!

Thank you for helping me start the day off with a good laugh.
8:30am • #6
790,255 Points 47 Featured Posts Outside Blog Attended Rain Camp Called Shot Master

I'll be damned. You found the resume of a loan officer one of my buyers is currently using.
8:36am • #7

Brigita - Very funny! But it is crazy how hard it is to get qualified with lenders these days...

Thanks for the laugh. I hope you have a great weekend.
11:48am • #8
449,590 Points 5 Featured Posts Localism Sponsor Outside Blog

Konnie:

I believe we all have gone through it at some point.

Brigita
3:59pm • #9
449,590 Points 5 Featured Posts Localism Sponsor Outside Blog

Craig:

Unfortunately, in many cases it seems to be true.  LOL

Brigita
4:00pm • #10
449,590 Points 5 Featured Posts Localism Sponsor Outside Blog

Ed:

The loan officer was exposed.  Can't hide from a smart RELTOR!  LOL

Brigita
4:01pm • #11
449,590 Points 5 Featured Posts Localism Sponsor Outside Blog

Jackie:

Even those that have money in the bank with putting over 20% down payment have a hard time qualifying.  Explain that to me.

Have a great weekend!

Brigita
4:03pm • #12
183,808 Points 2 Featured Posts Outside Blog Attended Rain Camp

Very funny Brigita! We won't be out of this 'crisis' until the banks start loosening their grip on the money. Nice horse! Did you hear about the horse that walked into a bar? The bartender said "why the long face?"
9:20pm • #13
JUN
27
2009
1 Featured Post

How sad and true at the same time! It's amazing what they come up with just to give a loan. They seem to have inherited the spirit of the Marquis de Sade :) or :(  Thanks for the laugh tonight and keep them coming! BLRGuy has rubbed off on you.
9:12pm • #14
JUN
29
2009
449,590 Points 5 Featured Posts Localism Sponsor Outside Blog

Cheryl:

I agree.  The banks need to start lending money instead of putting it in their pockets. 

Thanks for the horse laugh.  :-)

Brigita 
7:32am • #15
449,590 Points 5 Featured Posts Localism Sponsor Outside Blog

Cris:

I believe you are right!  BLR Guy has rubbed off on me.

Brigita
7:34am • #16
133,500 Points Hit Router Attended Rain Camp

Brigita, that was cute.  Thanks for sharing it with us.
4:45pm • #17
JUN
30
2009
449,590 Points 5 Featured Posts Localism Sponsor Outside Blog

Jen:

Glad you liked it!  :-)

Brigita
7:01am • #18
705,055 Points 38 Featured Posts Called Shot Master

Brigita - When lenders impose last minute conditions near the end of the loan process, I often think they are looking for funds to fund the loan.  But, if you think barking and making like a slinky are a few of the tasks needed to get a loan to close, try getting a loan modification:-(
9:46pm • #19
JUL
01
2009
449,590 Points 5 Featured Posts Localism Sponsor Outside Blog

Myrl:

I never thought of it that way.  That sounds like a possibility.

Brigita
4:59am • #20

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Brigita McKelvie, Horse Property REALTOR Eastern PA Horse Properties & Farms

Lehigh Valley, PA

More about me…

Cindy Stys Equestrian and Country Properties, Ltd.

Address: Brigita McKelvie c/o Cindy Stys Equestrian & Country Properties, 720 Smith Hill Rd., Stroudsburg, PA, 18360

Office Phone: (610) 849-1790

Cell Phone: (610) 393-9424

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