Warning. My husband got a call from LOWES credit services saying that our bill was late in payment and if he would pay with a different credit card the woman on the other end of the phone would be happy to excuse the late fee.

My husband, now thinking that I had been remiss in paying the bill, started asking questions about the bill. He decided he would not pay the bill with his credit card but call the bank about the automatic payment. He still was not sure I had paid the bill.

Sure enough, $1000 had been sent on the 4th to Lowes. When He called Lowe's back to follow up... they said no one will ever call you from this company and ask for a credit card payment on a credit card. This is a scam to get your credit card number for extortion and identity fraud.

I am glad he was suspect even of me and my timely payment of our debt because it saved us a boat load of trouble. Beware! Scammers are everywhere!