Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each time you write a post you can syndicate your post to 5 groups.
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Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
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Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
As you may have heard, HUD's Neighborhood Stabilization Program (NSP), has been implemented in Prince George's County, Maryland, and the incentives for buying a foreclosure in PG County are STAGGERING!
The goal of the program is to reduce the number of vacant homes in neighborhoods troubled by foreclosures. Through a government funded program (Thanks to the large economic stimulus package), PG County has been allocated $10,883,234 for a program called the "Down Payment Closing Cost Assistance Program" (DPCCA).
If you're looking to buy a foreclosure in PG County, you may qualify! For a detailed list of qualification requirements, please click here: Down Payment Assistance for First Time Home Buyers in PG County. This is going to allow you to purchase your first home with between $1,000-2,000 down, and no closing costs or additional down payment required! That means some people are actually going to be getting their first home for almost nothing down, AND they can qualify for the $8,000 first time home buyer credit as well!
Keep in mind that this program is not designed to get people loans with serious credit issues. Your credit and debt-to-income (DTI) ratio's need to allow you to qualify for a traditional mortgage. This program has been designed for people with good credit, but limited savings.
Will You Need to Pay Back the DPCCA?
You may be required to pay back some or all of the DPCCA Money you receive, depending on how long you live in the home. The money is treated like an interest free loan, that does not need to be paid back until you sell your home. Here's the rundown on how much you may owe at settlement: If you live in the home for: % of amount due is: 0-3 years 100%
3-6 years 50%
6-9 years 30%
10+ years 0%
The longer you live in the house, the more money you save! When you figure that this program can save you anywhere between $6,000-$20,000, it makes one heck of an argument for buying a foreclosed home! Have Questions, or Want to Know More?
Please feel free to give me a call on my direct line at (301)-653-8113 and I'll be more than happy to assist you with taking advantage of this great program!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.