Commercial mortgage loan business is really going through some tough times as of late and we are starting to feel some painful slow downs, especially in the conventional bank sector - on both owner occ and investment.

Bottomline though, commercial re investors are getting the worst of it.  With very few banks doing anything at all.  For example, we have several, very strong deals in process, with goods trends, good tenants, less than 50% ltv, 90% occpancy and even a few  where the borrower has more cash than the loan request, which we have been unable to place these deals. 

Government backed loans are the most viable area, and in contrast are experiancing an increase in approvals and fundings.  USDA's B & I program, as well as SBA business loans continue to fund.  These however are tricky programs and expert eadvice should be sought.