There are are few opportunities left anywhere in California to live right on a lake, but now, thanks to a real estate market focused away from second homes, a rare opportunity exists to own a Lake Tulloch waterfront property.

If you ever wanted to live on a lake, don't let this opportunity disappear.

The cool clear pristine waters of Lake Tulloch offer Californians a rare chance to own water front property complete with a private boat dock.

Combine this with a location in the quaint gold rush town of Copperopolis, (a mere 2 hours from the Bay Area), and you will find the perfect location for a second home, a retirement home, or simply a magical place to live full time.

I know because I have owned a waterfront property on the shores of Lake Tulloch for a decade.

To walk down to your own boat dock, cruise the lake, do a little wakeboarding, watch the wildlife, and swim through the crystal clean water whenever you want, is something close to heaven on earth.

I confess my favorite part of owning a waterfront property is simply sitting on the deck, looking over Lake Tulloch, with the golden Sierra foothills as the backdrop.

WHY THIS IS THE BEST TIME TO ACQUIRE WATERFRONT PROPERTY AT LAKE TULLOCH

The current economic climate has exposed once in a lifetime opportunities to own your own waterfront paradise. Have you ever wondered exactly HOW a family came to own something as special as a house on a lake? Many of them dreamed for years (just like you?) then took the plunge when they recognized an opportunity that might never pass their way again.

Why do I believe the timing is near perfect to acquire a Lake Tulloch waterfront home?

1. Prices have fallen dramatically, bringing the actual cost of ownership down by hundreds of thousands of dollars.
   
2. There is a good supply of waterfront homes currently for sale surrounding Lake Tulloch. Just a few years back, only a few homes periodically came available for sale. In times of economic hardship, more second homes than ever become available for sale. 
   
3. Mortgages rates have fallen. Yes, there are fixed rate mortgages for second homes, AND for jumbo loans, and they will probably not be this low again.
   
4. They aren't making any more waterfront properties. This makes your chances for appreciation excellent in my opinion.
   
5. Lake Tulloch is still somewhat undiscovered. That will not be the case for long. A world premier golf course, a new Town Square, and plans to build upscale homes in the area will attract a wave of Bay Area baby boomers ready to retire.
6. Owning a second home has specific TAX BENEFITS. Buying a second home when prices are this low will lock in lower property taxes. With higher taxes in the future for all Californians, buying a property at Lake Tulloch could benefit you tax-wise.
7. Here is a strategy to consider: Buy your second home at Lake Tulloch with a mortgage. Sell your main home when you retire. With your equity, pay off the loan on your second home and be mortgage free while you live on the water and enjoy all the amenities of Lake Tulloch.

This is the first in a series of articles about owning real estate at Lake Tulloch, located in the town of Copperopolis, in the California foothills of Calaveras County.

Want to know more about owning a waterfront property on Lake Tulloch?

Would you like to discuss mortgage options for buying a first or second home at Lake Tulloch?

Do you need a referral to a Realtor that can show you waterfront homes at Lake Tulloch?

 I am Janet Guilbault, your Lake Tulloch Mortgage Specialist. I own a Lake Tulloch waterfront property myself, and have had the privilege of helping people just like you realize their dream of owning a piece of waterfront paradise. Call, text, or e-mail me today. My contact information appears below.