Do you own a home or have you applied for a mortgage lately? Chances are, you have been inundated with mortgage offers from other companies - everyone trying to beat their competition. Within the last year and a half or so --- often times you can point your finger back to Trigger Leads.

When your credit is pulled, the credit bureaus directly (not the vendor, mortgage company or loan officer) may sell your information to other brokers or mortgage companies. Trust that your mortgage company or mortgage professional would not sell away your information. So you may get the calls and letters and more calls and more letters-all trying to sway you to the better deal.

If you are working with somebody you trust and that person is doing a fine job - stay with that person and let them continue earning your business. Some, not all, of these offers will use "bait and switch" tactics. They lure you in with something really good and then change up the program on you. Because these leads are expensive, the persons who have purchased them, may have an aggressive approach to getting your business. Don't put yourself in this type of situation.

We personally do not cold call or solicit business through trigger leads. I mean really - who wants to be sold a mortgage by a random stranger just before dinner? Might cause a little indigestion.

How to Opt Out:

If you want this solicitation to stop - yes - you can opt out. We help our clients opt out, if they ask us to -- as well as show them how they can opt out themselves. The website to opt out is https://www.optoutprescreen.com/.

•·         Opt-Out from receiving Firm Offers for Five Years - (electronically through this website).

•·         Opt-Out from receiving Firm Offers permanently - (mail Permanent Opt-Out Election form available through this website).

•·         Opt-In and be eligible to receive Firm Offers. This option is for consumers who have previously completed an Opt-Out request - (electronically through this website).

Before Opting Out:

Opting out will remove you from all types of offers. So if you still want to receive pre-screen credit offers (such as revolving credit or business credit) - then just get a nice shredder and be pre-pared to shred the offers that do not interest you!

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