MAC Investment Company, LLC
Current Lending Matrix - North America and Caribbean
•· Lending Parameters Overview - Senior Debt
•· Interest Rates: Libor+
•· Amortization: Interest only & Standard Amortization
•· LTV: Up to 80% on income producing properties
•· LTC: Up to 90% on income producing properties
•· CLTV: Up to 90% on income producing properties
•· Origination Fee: 2 - 6% taken at closing from the loan proceeds
•· Loan Terms: 1 - 30 years
•· Closing times: 30 - 90 days
•· Loan Size: $10,000,000 to $150,000,000 +
•· Credit: Greater than 600 Fico (Exceptions on strong collateral)
•· Allow Subordinate Financing: Mezzanine, Cross Collateral, Seller Seconds etc...
•· Cash Down: Borrower needs at least 10% Top Line Equity
•· Lending Parameters Overview - Equity
•· Interest Rates/Required Yield: 12%+
•· LTV: Up to 80% on income producing properties
•· LTC: Up to 95% on income producing properties
•· CLTV: Up to 100% on income producing properties
•· Origination Fee: 5 - 10% taken at closing from the loan proceeds
•· Loan Terms: 1 - 30 years
•· Closing times: 30 - 90 days
•· Loan Size: $5,000,000 to $150,000,000 +
•· Some Collateral types that we are interested in are:
•· Office Buildings
•· Apartment Buildings
•· Mixed-use
•· Shopping Centers
•· Warehouses
•· Multi Family
•· Hotels/Motels (flagged)
•· Owner-Occupied Facilities
•· Vacant Properties
•· Construction
•· Development
•· Land
•· Assisted Living
•· Hospitals
•· Casino's
•· Heavy Industrial Facilities
•· Theme/Water Parks
•· "White Elephants" (very large vacant facilities)
•· Some Collateral types that are not of interest are:
•· Daycare Centers
Joseph V. Scorese
MAC Investment Company, LLC.
joe@reiaofnyc.com
Main Office - 484-221-9277
Direct - 610-351-9927
Fax - 610-351-0903
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