Occasionally, the listing agent and selling agent will clash over the Title Insurance Company selection.

Title Insurance is a commodity and a must have.  In Texas,  Title Policy forms are standardized and Title insurance premium rates are set by the Texas Department of Insurance (TDI) and are based on the property’s sale value using a sliding scale. You can use this Stewart Title Rate Calculator to figure out what Title Insurance costs.

The reason agents are particular about which title company to use is because of the service, knowledge and experience of the title company staff and closers.  The right title team can make the escrow process smooth and trouble free, the wrong one can make the experience jangly stressful.

Here’s what the Texas Association of Realtors sez about who has the right to pick the Title Company - CLICK HERE