I have previously posted information on this great Lancaster PA luxury home for sale in the desirable community of Veranda in East Hempfield Township.

With an acceptable offer, this home is now available to qualified buyers with a lower than normal down payment (95% Loan to Value).

Special Financing Offer to Qualified Buyers: 

Purchase price of $549,900.

$417,000 Conventional Loan at 5.375%*

 $2,335.08 Principal and Interest

$77,910 Second Mortgage through Union National Bank at 6.0%

 $467.11 Principal and Interest

$27,495 Interest Only Owner Financing (terms to be negotiated)

 $91.65 per month

  Total Monthly Principal and Interest - $2893.84

  Total monthly principal and interest -  $3563.72)

 Total Savings** - 669.88 per month,  8038 per year,  241,156.8 over the course of the loan

*Interest rates subject to change.

**Plus $1000 off your closing and/or title costs if you finance through Ray Smith of Home National Mortgage.

Because the first mortgage is for 80% loan to value, it also avoids the cost of mortgage insurance.

 On a premium lot, this stately Georgian style brick home with its gables, overlooking a pond and farmland, has every upgrade imaginable.  Period characteristics such as wainscoting, chair rail and crown molding throughout blend with the most modern of conveniences.  Among its' many fine features are a sunken grand family room with a lovely fireplace and tray ceiling, master bedroom suite with gas fireplace, and a gourmet kitchen that includes a sunny English garden room.   With a three car garage, 3-1/2 baths and over 4,000 SF, this lovely home is now offered at the reduced price of $549,900.