Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each month AR runs numerous contests as a way for our members to engage in activities
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Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
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Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
It is like déjà vue all over again with the home buyers and real estate market. They are waiting for the market and the interested rate to go lower. During the late 1990, I had many buyers that were waiting for the same thing. I did everything any good real estate broker will do to persuade buyers but no luck. Later on some of the buyers end up paying more and some just did not qualify due increase home value.
I understand your fear that you might be paying too much for a property. Why not ask your broker for a market valuation before you write an offer. Please listen me the market is changing, and it is not in your favor. There was increase in home sale in June, which usually increases home value. The average offers on good properties in many communities right now are 10 -20 offers, which translate to more than asking price.
If you don't want to participate in the bidding war, I recommend a nice FHA program called FHA 203K. It is a program that includes the costs of repairing/fixing up a property into one loan, while allowing you to defer your payments up 6 months during the repair. And if you do energy improvement/upgrade, you can get a tax credit from the government.
Based on my experience, home prices general go up faster than they come down. Aside from everything else, this is the best time to purchase a home, especially for first time buyer. Let look at some of the incentives and benefits along with low down payment (3.5%):
•1. Up to $8,000 tax credit (expires 12/1/2009)
•2. Low interest rate
•3. You can claim all the interest pay this year when you file your taxes in 2010. You will get more than the $65.00 renter credit you have been getting.
My advice to all the buyers out there, there is no perfect time to buy a home. This is the closest you ever going to get to a perfect market. In 5 years, there is a strong possibility that your equity, the down payment could triple. I forgot to mention all the benefits of owning a home. WAITNG WILL COST YOU!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.