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"After A House Flood"

By
Real Estate Agent with RE/MAX Rancho Bernardo

Floods in a home are more common than you might think. They can result from a leaky roof, broken water pipe, or malfunctioning dishwasher.

If you have a flood, it is imperative that you take immediate action. Just mopping up the water won't hack it.

Left unattended, water can result in mold and possibly ruined cabinetry. Professional flood abatement includes the use of heat and fans to thoroughly dry all areas.

As soon as you notice a flood, contact your homeowner insurance. In most cases your policy should cover the cost of repairs, less any deductible.

Beware that some insurance companies will pressure you to use their restoration contractor. This is a potential conflict of interest - you want to make sure the job is done right and the insurance company wants the issue resolved as cheaply as possible.

Know your rights. The California Fair Claims Settlement and Practices Regulations allow homeowners to hire the contractor of their choice rather than just settle for the once the insurance company pushes.

The bottom line is a flooded home is a serious situation and it is imperative that you take action to resolve the situation and avoid future problems.

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