You'd think that most people would be sensible enough to not drive without car insurance. There are financial penalties for driving without insurance, which vary from state to state. Some states fine uninsured drivers between $150 and $500.

In addition, if you are uninsured and you indicate "Intent to Drive" as an uninsured motorist, your vehicle tag can be seized and your car impounded. If you are involved in an accident and don't have insurance the consequences can be far more severe. These include having to pay for any injuries or damages out of your own pocket. You also risk a possible fine or jail time, not to mention the possibility of personal lawsuits.

That's without taking into account the damage to your vehicle. What if your vehicle needs repairs that are simply too costly for you to pay for? You may end up without a car as a result of an accident without insurance coverage. If you rely on your vehicle for work, your income could also be reduced.

Sure, auto insurance can seem like yet another expense but there are companies out there who do offer cheap auto insurance rates to suit your budget. It's worthwhile getting a quick quote and organising protection. Can you afford not to have auto insurance?

Contact Braley and Wellington Insurance for a free analysis of your current auto policy or to get a quote on your next!