FREDERICK COUNTY FIRST TIME HOME BUYERS ARE VERY FORTUNATE.
Frederick County home buyers are fortunate that Frederick County has numerous programs to assist First Time Home Buyers and other home buyers with very generous down payment and closing cost help.
PROGRAM #1 - Up to $25,000 for down payment and closing costs. Money can be used to help buy 
foreclosed bank owned homes. Zip code and income limited.
PROGRAM #2 - Up to $7,000 for down payment and closing costs. Income limits. County wide.
PROGRAM #3. Up to $5,000 for down payment and closing costs.
PROGRAM #4. New home buying assistance. Income limited.
PROGRAM #5. $20,000 for First Time Home Buyers purchasing in rural areas of Frederick County (not Frederick City limits). Applicants attend home ownership training.
PROGRAM #6. Down payment and closing cost assistance for full time Frederick County employees.
PROGRAM #7. Moderate priced homes available to Frederick County residences who work in Frederick County, Income limited and home ownership classes required.
PROGRAM #8. Up to $7,500 available from Frederick County for First Time Home Buyers. Income limited.
PROGRAM #9. Down payment and closing cost assistance used with other programs.
PROGRAM #10. Up to $5,000 to match participating employer grant or loans.
PROGRAM #11. Special 100% plus financing for certain areas of Frederick County. Income limited.
PROGRAM #12. Low cost mortgage loans available from local participating mortgage lenders.
ARE YOU ELIGIBLE FOR HOME BUYING HELP IN FREDERICK COUNTY??
STEP ONE to begin your home buying adventure in Frederick County is to telephone Lenn Harley, Broker, Homefinders.com, 800-711-7988, or E-mailus and we'll be glad to help you determine your eligibility for home buying help in Frederick County, MD.
STEP TWO will be to arrange for a telephone conference with a qualified loan officer skilled in the application process for Home Buying Assistance Programs in Frederick County. You'll also be registered for home buying classes if the grand or loan programs for which you qualify require the classes. 
STEP THREE will be to take a tour of homes available in your price range. We'll arrange a tour of homes for sale in Frederick County in your qualifying price range. Experienced Buyer's Agents will make appoints and show you homes for sale so you will know what your money will buy. We'll make sure you're only looking at homes in 
your qualifying price range. Leave the driving to us.
AS YOUR LOAN AND DOWN PAYMENT and CLOSING COST HELPis being processed, you'll be previewing homes for sale. Homefinders.com experienced agent partners make home buying an educational and enjoyable experience.
YOU'RE ON YOUR WAY TO HOME OWNERSHIP.
Once your loan and grant/loan assistance is approved and you've found the best home for your money, your Buyer's Agent will arrange for the home inspection, the termite inspection and the settlement procedure.
YOU'LL BE A HOME OWNER! 
Let's get started. Call Lenn Harley to discuss your needs, 800-711-7988.
We can help.
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