Boosting your FICO in 30 days
Get a piece of paper and make a list of all your installment & credit card bills. Call them up and find out when do they report to the credit bureaus. Write that date right next to the debt. Then you need to pay them about 4 days before that date. If you pay your bill on the 18th and that card reports on the 16th, you are behind the 8 ball. But if you pay it on the 12th you will probably boost your score 10-12 points per debt. Many people call me and say "Well I always pay my bills on time but my score does not go up." Well try this and it will. Very quick.
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