How to fix your credit in Fairfield CT: Part 3 of a 4 part series
In part 1 you obtained your credit report. In part 2 you disputed your derogatory items and validated your collection accounts. Now that the 3 credit bureaus have mailed you back your results, what do you do. First take out that list you made of all your derogatory information. Now, carefully go through the updated report provided by the credit bureaus and cross off all the accounts that were corrected.
Here's what you do in step 3: repeat step 2 (insert chuckle here). You are going to repeat the second step and dispute what is left on your credit report. Here is the #1 mistake people make in repairing their credit - DO NOT send the same letter. If you do, you will get a reply back that says "previously verified". You want to dispute another aspect of the account. For example if you just disputed that an account was yours, the next dispute might pertain to the reporting status (ie never late vs. not mine). Remember to continue to send your letters by certified mail to achieve optimum results.
Come back on Monday for the final part of the series where I share with you what else (other than removing derogatory accounts) that can be done to increase your scores.
:)
Matt
Toll Free: 888-NCFIXER (623-4937)
Toll Free Fax: 888-FAX-4020 (329-4020)
Local: 860-282-6181
330 Roberts Street 4th Floor
East Hartford, CT 06108
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