Back to School Behind the Wheel
A Commuter's Education

 Tips provided by one of our favorite loan officers, Paul McCausland.

You already know that your daily drive can make you aggravated, exasperated, and even potty-mouthed. But did you know it could make you smarter, too?

A USC study found that drivers who cover an average of 12,000 miles a year will, over the course of three years, spend enough time in their cars to complete two full years of college. That could make commuting the single most important educational tool we have. Think of it as the U of YC: the University of Your Car.

You can find new and used audio books online for cheap, and your local library branch has shelves of audio books of all kinds that you can borrow for free. Here are a few course offerings to consider:

Required courses. Been wanting to refresh your memory on the causes of World War I? Or maybe you want to listen to Harold Bloom read The Best Poems of the English Language. Whatever class you've been thinking of taking, there's an audio book covering the topic, from actual college lectures to best-seller non-fiction.

Get a degree in business. All the best business titles come out instantly in audio books. Learn to make friends and influence people, give yourself a total money makeover, or start thinking like a billionaire - all before you get to the office in the morning.

Stay informed. Check out www.audible.com. You'll find your favorite radio shows like CarTalk and Fresh Air available for purchase, so you can listen whenever you want. You can also find audio versions of the New York Times and the Wall Street Journal available for daily download.

A prende un nuevo idioma. What better place to work on that accent of yours than alone in the car? Go get one of those CDs that can teach you a new language. And the people in the next car watching you talk to yourself, they can think what they want.

Enroll in comedy school. Since you're the dean of admissions and you make the reading (or, rather "listening") list for this degree, you can study what you want. Why not check out the CDs of some top comedians? Dane Cook, Bill Cosby, Richard Pryor - maybe they'll inspire you to work on your own routine.

Your commute isn't getting any shorter, but at least now you can get smarter while you're getting where you need to go. And the next time traffic is stopped dead on the freeway, look on the bright side: you can take notes.

Paul McCausland
Mortgage Consultant
1st Mariner Mortgage
Phone: 800-474-0387
Fax: 301-948-3883
pmc1960@yahoo.com