USDA Home Loan Success Stories

An Arizona First Time Home Buyer with high debt to income ratios obtains an Arizona Rural Development USDA Home Loan.  Truly a wonderful ending to this one.

Kathy is a single mom working hard to find a great home where she could raise her two girls.  She had been working with a loan officer who offered an FHA Mortgage Loan pre-approval.  But the loan officer made one critical mistake and did not correctly calculate her income.  So instead of qualifying for the home, she was about to lose it. He told her she was turned down for her FHA Mortgage Loan application.

So Kathy was not about to quit, and she went online to look for an Arizona Mortgage Loan Expert.  That’s when she found us and I asked her some simple questions and saw why the other mortgage loan originator miscalculated the income.  It was obvious that although FHA Mortgage Loan financing can sometimes stretch debt ratios, this would stretch them too far.  Mostly due to some child support issues and the additional monthly mortgage insurance.

Read the rest of the story at USDA Rural Home Loans.com Success Stories.

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