Sherwood, Oregon First Time Home Buyer Seminar
and the
$8000 Tax Credit
On December 1, 2009, the $8000 First Time Home Buyer Tax Credit is set to cease. In order to receive this credit, the home purchase must be finalized. This means that we have roughly 90 days in order to get pre-approved, find a home and get it through underwriting. While this sounds like a lot of time, it's not.
If you are at all interested in purchaing an Sherwood Oregon home, and are a First Time Home Buyer, and want to take advantage of an $8000 cash refund from our government, then you need to make it to our Oregon First Time Buyer Seminar on the $8000 Tax Credit.
Scheduled over 3 consecutive Tuesday evenings, and costing just $25 for an individual or $40 for a couple, you will learn what to look for in a property, what to expect in our market, the various types of mortgages available in Oregon for First Time Home Buyers. You will receive a 'game plan" and work book to help you move forward. We will analyze your credit report and documentation and by the end of the 3 week course, you will receive a pre-approval decision letting you know how much home you can afford to purchase.
If you are a First Time Home Buyer and motivated to purchase an Oregon Home before now and December 1st, 2009, the date the $8000 Tax Credit is set to expire, you cannot afford to miss this important seminar.
Larry Morris is a Certified Mortgage Planning Specialist in Portland, Oregon. He specializes in USDA Guaranteed Rural Home Loans, FHA Purchase and Refinance, FHA 203k Rehab loans, FannieMae HomePath loans, Oregon VA Loans and conforming purchase and refinances in the states of Oregon, Washington and Idaho.
He can be reached at 503-421-0096.
www.PDX-Mortgage.com
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The problem I've been seeing lately is buyers are being taken out because of the multi offer situations at the lower end of the market. If you are about about $300,000 you can find a home, but below that I'm seeing more and more competition as the deadline approaches and for those with no wiggle room, those with a pre-approval for under $200,000, they are finding it nearly impossible to find anything.
