Starting Your Hawaii Home Buying and Hawaii VA Loan Process

It's so much easier to just be proactive in YOUR Military Move to Hawaii especially if you are going to be traveling with your family.  You may also need to start on your Hawaii Home Buyer process and need more information on the Hawaii VA Loan process too.  It's not easy moving across the Pacific Ocean let alone to a totally different "world" of people. But you can do it with the a little effort, motivation and a great Realtor®!

It's not just about real estate...

.......it's about the community and making your transition just a little bit easier.

In Hawaii Military Relocation | YOUR Military Move to Hawaii PART I I gave you quite a bit of information on the bases around the island of Oahu (which is Honolulu County), getting your pets ready, the diversity of Hawaii, living on an island paradise with little buildable land (therefore, smaller homes) and so forth.

In Hawaii Honolulu Military Relocation -Part II of the Series on YOUR Military Move to Hawaii we discussed options on renting, buying or living on Base Housing and gave you a chart on Honolulu County 2009 BAH so you know what to expect for your Honolulu County Housing Allowance.

Now I bring you PART III of the Series on YOUR Military Move to Hawaii

Starting Your Hawaii Home Buying and Hawaii VA Loan Process

Your "To Do" List in getting ready for your Hawaii Home Buying Process is definitely the next step to being proactive in your Hawaii Military Relocation and Buying Your Hawaii Home. What better way to get it all started so when you arrive you'll be ready to start the Hawaii VA Loan and Hawaii Real Estate Transaction Process

• Contact me to get you started on with your Hawaii Home Buying and Relocation needs. We will discuss your options and your specific criteria for a home/townhouse/condo for you and your family (same thing with singles)
• The first step is my referring you to a few local area loan officers who are seasoned and proficient in the Hawaii VA Loan Process. They will need information from you to pull your credit and see your income and other documentation in order to pre-approve you for a loan. (We have to submit a preapproval letter with your offer)
• After the lender let's us know what price range you qualify for we can get you started with perusing through listings straight from our Multiple Listing Service. I'll set you up with your own personal web page according to your price range and criteria and you'll be able to look at your leisure. Along the way we'll be talking, emailing and brainstorming through the listings, neighborhoods and so forth.

I guaranty that by the time you arrive we'll have it all pinpointed for the type of home and the neighborhoods you are interested in...and ready to go on our showing appointments!

• Make sure and not pack all the documents you need for your loan process (you'll have to submit another LES after you arrive and go to finance. Your next monthly LES will reflect your BAH, COLA  and so forth) Other documents such as current bank statements, W-2's (all should be obtainable from you're MY PAY site although if they need from two years prior best to have it handy).
• The lender/loan officer is able to pull your VA Certificate online so no worries there. The Hawaii VA Loan Process is now taking up to 45-60 days to complete and if you have all your ducks in a row for the loan process you'll be getting through the process quicker.

Now that you're set to start your Hawaii Home Buying Process you'll be able to focus on your standard "To Do" list for a Hawaii Military Relocation.

Stay tuned for PART IV of YOUR Mlitary Move to Hawaii where you'll have a easy to read list of the To Do's to get organized for your move.

Hawaii Military Relocation | YOUR Military Move to Hawaii PART I  

Hawaii Honolulu Military Relocation -Part II of the Series on YOUR Military Move to Hawaii

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Celeste "Sally" Cheeseman is a Realtor-Associate with Century 21 Liberty Homes in Mililani, Hawaii. With a sharp understanding that a listening ear is the key to a client's needs, she serves the island of Oahu (Honolulu County) and all Hawaii Military Relocating to Hawaii, Hawaii Retirees, Hawaii Job Transfers and Hawaii Residents. Website: www.hawaiihomesmarket.com

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