If you're interested in taking advantage of the $8000 FIRST TIME HOME BUYER TAX CREDIT*, you should hurry.  The new Mortgage Disclosure Improvement Act (MDIA), which started July 30th, is making it difficult to settle on a home quickly from the time of your offer.  You should leave 40+ days from the time you make an offer, until your proposed settlement date, 45 to be extra safe.  Since the deadline to settle and get your EIGHT THOUSAND BUCKS is November 30th, you should pick out a house & make an offer by MID OCTOBER, AT THE LATEST.  It is especially important not to wait, because MORTGAGE COMPANIES AND TITLE COMPANIES MAY BE OVERWHELMED AT THE END OF NOVEMBER.  If you can settle by Mid November, that would be even better, to avoid unforeseen problems.  It is possible that this $8000 Tax Credit Program will be extended, or a new program rolled out, but WHY RISK IT? 
DON'T MISS OUT!!!!!!!  Let me find you a house now. 

* Despite popular belief, the $8000 First Time Home Buyer Tax Credit is as good as it sounds...Its a credit on your tax return (NOT A TAX DEDUCTION).  For example, if you would have otherwise owed $2000 on your tax return, you'd get $6000 instead, or if you were to get a $2000 tax return otherwise, you would get $10,000 after your tax credit is applied to your tax return.

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Jordan Mariano, ABR, REALTOR
Weichert Realtors
215.896.0104 (Cell/Preferred/24 Hours)
215.643.7776
jmariano@weichert.com
www.JordanMariano.com