Utah County Home Loans and Mortgage Rates - Utah County Real Estate

Utah County Home Loans and Mortgage Rates - Utah County Real Estate

The Federal Reserve has cut the interest rate to an all-time low and Utah County mortgage rates have followed.  I believe we will continue to see this trend throughout the New Year.  With 30 year rates hovering around 5%, many Utah County first-time home buyers (Don't forget the $8,000 Tax Credit, ending December 1^st) and investors are considering coming out of the closest. 

Should the Utah County home buyer take action now, or should they wait for further lowering of Mortgage rates?  My belief is that rates will go lower but not much, so what advantage would the home buyer have of waiting for the quarter or half percent that might come.  Now is the time to take action.

With an abundance of short sale and bank owned properties on the market, the combination of lower rates and surplus of homes for sale, there could not be a better time to buy. 

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