The truth is that the 10 Yr. Treasury Note does NOT create long term mortgage interest rates.

The truth is that it tends to mirror them.

So when we see a 3 month period like this...

and we see a 5 Day period like this...

And we see a morning turn into an afternoon like this...

Those of us "Professionals" have already locked what loans we could,
saving our clients thousands of dollars,
all before, BEFORE, we get the email or fax like this...

Because at 2:01 PM it was already too late!

The moral of the story:

Work ONLY with a True Mortgage Professional

You'll be very glad you did.