Aloha,
Mike and I hope you had a fantastic Labor Day weekend. There are 100,000 first time Home-Buyers looking for their Dream Homes right now and time is "Ticking Away" for them to take advantage of the gonvernment's $8,000 First Time Home-Buyer's Tax Credit!
We also wanted to let you know that if you haven't owned a home within the last three years you may qualify for the $8000 tax credit that is being offered for first time home buyers. This is a true credit which means if you owe $1500 in taxes next year when you file your 2009 Tax Returns and you qualify for the full amount of the tax credit you would actually receive $6500 back as a tax refund.
If you are thinking about getting a new home under this wonderful program and have not had the time to speak to a lender, we understand how busy we can get; however, if you don't want to miss this opportunity of the tax credit we implore you to make the time as soon as possible. We would hate for you to miss out on this credit being offered if you qualify. 
The deadline to qualify is December 1, 2009. We must have recorded and title of the property must be in your name by this date, so plan on needing to be IN escrow by October 15, 2009 as it takes an average of 45 days to close, which would put you right up to the December 1st deadline. If you have any questions or need further assistance regarding this matter please feel free to give either Mike or myself a ring. We look forward to hearing from you soon.
Gayle Fujita Ramsey, RA
808*388*1485
Mike Ramsey Fujita, RA-808*630*1828
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