Subject to Change * See Service Overview (2a)

Standard Coverage

Coverage is for single family dwelling under 5,000 sq. ft.

For all other dwelling types, please call for quote.

Rev 5/12/09

The following items are covered for the Home Buyer, and if appropriate coverage is selected, for the Home Seller. Certain limitations apply. A good rule

of thumb: if the part or service required does not affect the functioning of the working unit, it is not covered. CERTAIN ITEMS AND EVENTS ARE

NOT COVERED BY THIS CONTRACT. PLEASE REFER TO THE EXCLUSIONS LISTED IN BOLDFACE TYPE IN THIS DOCUMENT.

FOR ADDITIONAL LANGUAGE VERSIONS, LOG ON TO WWW.ORHP.COM

FL 3.1 • AH A-S-D-P+R(B) (5/09)

ACTUAL PLAN

COVERAGE

Plumbing System

Covered:

Exclusions: Plumbing fixtures including faucets, bathtub, sink, shower base pans and

Limits: (1) $1,000 maximum per Plan for diagnosis, repair or replacement, as

Kitchen Appliance Coverage

Covered: ★ Dishwasher ★ Garbage Disposal ★ Kitchen Refrigerator

★ Oven ★ Trash Compactor

★ Range/Cooktop ★ Kitchen Exhaust Fan

★ Built-in Microwave

Exclusions: Pans, trays, lights, light sockets, light switches, baskets, buckets, rollers, racks,

Limits: (1) $1,000 maximum per Plan to diagnose, repair or replace built-in and/or sealed

Seller Specific Limit: (1) Refrigerator not covered for home seller.

Heating System/Air Conditioner/Cooler/Ductwork

NOTE: Coverage available on heating/cooling systems with capacity not exceeding five (5)

Covered: Primary gas, oil, or electric heater, heat pump (including geothermal and/or water source

heat pump components and parts located within the foundation of the home or attached garage

which cool and/or heat the home), ductwork, electric central air conditioning condenser, electric

wall air conditioner, evaporative cooler, evaporative coil, air handler and respective drain lines,

leaks in accessible refrigerant lines, and metering device (e.g. evaporative coil piston or thermal

expansion valve.)

If necessary to effect a covered repair or replacement, we will: (1) Upgrade a heating or air

conditioning system to maintain compatibility with minimum SEER or HSPF standards, including air

handling transition, evaporator coil, refrigerant lines, secondary drain pan and line, plenum, duct

transition and indoor electrical. (2) Service a system that was improperly installed, modified or

repaired, or was not properly matched in size or efficiency at any time prior to or during the term of

the Plan, provided the system is not undersized relative to the square footage of the area being heated

or cooled.

Exclusions: Timers and clocks that do not affect the heating operation of the unit, heat

Limits: (1) $1,500 maximum per Plan for diagnosis, repair or replacement of geothermal,

Seller Specific

Limit: (1) Coverage provided for Home Seller only when Seller's Coverage Option has

Electrical/Ceiling Fans

Covered: ★ Electrical System ★ Bath Exhaust Fans ★ Central Vacuum

★ Ceiling Fans

Exclusions: Light fixtures including those on ceiling fans, bulbs, ballasts, vents, removable

Limits: Ceiling fans replaced with builders standard, when necessary.

★ Plumbing Pipe Leaks

★ Polybutylene Pipe Leaks

★ Toilets

★ Gas or Electric Water Heater

(including tankless and lowboy units)

★ Built-in Bathtub Whirlpool

Motor and Pump

★ Risers and Gate Valves

★ Shower Valve

★ Stop and Waste Valve*

★ Diverter Valve

★ Angle Stops

★ Recirculating Pump

★ Sump Pump

(for ground water only)

★ Instant Hot Water Dispenser

★ Water Pressure Regulator*

(Kitchen Refrigerator Coverage

for Home Buyer ONLY)

$399

STANDARD

COVERAGE

$55

Trade

Call Fee

$374

STANDARD

COVERAGE

$75

Trade

Call Fee

$359

STANDARD

COVERAGE

$100

Trade

Call Fee

Silver Upgrade ........................................................$50

The selection of this option provides coverage on the items which are normally excluded

from standard coverage.

Plumbing: faucets (replaced with chrome builders standard when necessary), shower

Heating System: disposable filters, heat lamps

Water Heater: expansion tanks

Dishwasher: racks, baskets, rollers

Microwave Oven: interior lining, clocks

Range/Oven/Cooktop: clocks, rotisseries, racks, handles, knobs, interior lining

Trash Compactor: removable buckets, lock and key assemblies

Refrigerator Icemaker: Icemaker is covered providing part is available. In cases

Smoke Detector: both battery operated and hardwired systems

Air Conditioner: disposable filters, window units

Swimming Pool • Spa • Hot Tub • Portable Spa Equipment*.....$160

Additional Pool or Spa Equipment* ..................................... $160

NOTE: Both pool and spa equipment (including portable spa, exterior hot tub and

Covered: Above ground and accessible working parts and components of heating and filtration

system, as follows: Heater, pump, motor, filter, filter timer, gaskets, blower, timer, back flush

valve, pool sweep motor and pump, above ground plumbing pipes and wiring.

Exclusions: Pool sweep, jets, ornamental fountains, lights, skimmers, pool liner, pool

Well Pump (Domestic Use Only)* (One Per Coverage) ................ $100

Booster Pump* (includes Well Pump Coverage above)............... $150

Covered: Well pump/booster pump utilized for the main dwelling only, depending on the option

requested and premium paid.

Exclusions: Piping and electrical lines, well casing, holding, storage or pressure tank,

Washer • Dryer (Per Set) ...................................................... $80

Covered: All parts and components of one set of washer and dryer.

Exclusions: Touch pad assembly, plastic mini-tubs, soap dispenser, knobs, filter, lint

Garage Door Opener - Enhanced........................................... $30

Covered: Garage door opener, including hinges and springs, remote transmitters/key pads.

Exclusions: Garage doors.Enhanced .............................................$50

Improper Installation: We will cover an existing defect or mechanical failure of an item

Limited Code Upgrade: We will pay up to $250 maximum per Plan to correct code

Haul Away: We will pay costs related to the removal of an appliance, system or

Permits: Where local building permits are required prior to commencing replacement of

Crane: We will cover fees associated with the use of cranes or other lifting equipment

Refrigerant Recapture: We will pay costs related to the recapture or disposal of

Extended Pipe Leak Coverage*

(Available on detached single family homes only;

not available to condos or multi-unit buildings).................. $100

Covered: Concrete encased or underground pipe leaks located outside the foundation of the covered

structure, including water, drain or gas supply and drain lines that service the main home or other

home warranty covered structure only. The leak must be the result of normal wear and use.

Exclusions: Faucets, hose bibbs, gate valves, consequential or secondary damage, solar or

Limits: $1,000 maximum per Plan for diagnosis, repair or replacement.

Drain Line Stoppages/Septic Tank Pumping* (Per Tank).......... $30

Covered: Clearing of stoppages which can be cleared with standard sewer cable through an existing

cleanout without excavation. If a stoppage is due to a septic tank backup, we will pump the septic

tank one time during the term of the Plan.

Exclusions: Stoppages that cannot be cleared with cable, hydrojetting, stoppages due to

Limits: Not available on New Construction Plan.

Septic System* (Per Tank)/Sewage Ejector Pump ................. $50

Covered: Aerobic pump, jet pump, sewage ejector pump, septic tank and line from house to tank.

Exclusions: Tile fields and leach beds, leach lines, lateral lines, insufficient capacity,

Limits: Cost to diagnose, repair and/or replace the system, including pumps, septic tank or

Limited Roof Leak Repair...................................... $50/$500 limit

or ..................................................................... $100/$1,000 limit

Covered: The repair of specific leaks that occur in the roof located over the occupied living area of the

main dwelling (excluding garage), provided the leaks are the result of rain and/or normal wear and

deterioration and the roof was watertight and in good condition on the effective date of the Plan.

Exclusions: Gutters, drain lines, flashing, skylights, patio covers, scuppers, glass, sheet

Limits: An actual water leak must occur during the coverage period for coverage to apply

* See Service Overview (2a) FL 3.1 • AH A-S-D-P+R(B) (5/09)

Optional Coverage - Buyer Only

 

Additional Premium Required

Optional coverage is available to Home Buyers at an additional premium. You may purchase optional coverage (except optional Roof Coverage, Silver or Gold

Upgrades) up to 30 days after the close of sale; however,coverage shall commence upon receipt of payment and will expire in conjunction with Standard Plan

Coverage.

To Order Additional Optional Coverage Call: 800-445-6999

Step Three: Home Buyer/Seller Information

Buyer Name___________________________________________________________

Buyer Mailing Address _________________________________________________

Phone # ( ) _____________________________________________________

Seller Name___________________________________________________________

Phone # ( ) _____________________________________________________

Step Four: Agent Information

Initiating Agent Information ❍ Seller's Agent ❍ Buyer's Agent

Main Office Phone # ( ) __________________________________________

RE Company Name _________________________________ City_______________

Initiating Agent _______________________________________________________

Cooperating Agent Information

Main Office Phone # ( ) __________________________________________

RE Company Name _________________________________ City_______________

Cooperating Agent ____________________________________________________

Closing Company Information

Closing Company Name ____________________________ City_______________

Officer _______________________________________________________________

Main Office Phone # ( )___________________________________________

File #_______________________________ Estimated Close___________________

Step Five: Sign

Notice:

The Plan fee is to be paid at closing and includes the full amount of fees due and payable

for Plan administration and provision of service, as well as optional reimbursement to the above

named company based on a good faith estimate of the value of its services and expenses incurred

in promoting, selling, processing and advertising the Plan. In waiving this program, applicant

agrees to hold harmless the Real Estate Broker and/or Agent against any liability resulting from

failure of systems and appliances that would have been covered by this Plan.

Plan fee is due at close of sale.

I desire:

❍ home buyer's coverage only.

❍ home seller's and home buyer's coverage.

Seller's coverage fee due at closing, expiration of listing, or cancellation, whichever

occurs first. FLORIDA RESIDENTS: HOME WARRANTY COMPANIES MAY NOT

❍ to decline the benefits of this coverage.

I represent that this Plan is being sold in conjunction with an underlying real estate

transaction and that, to the best of my knowledge, all items are in good working order.

Signature_______________________________________________________

Date ___________________________________________________________

Please provide attached contract. Original contract will be sent to buyer upon receipt of

payment by ORHP.

Step One: Property to be Covered

Street ________________________________________________________

City _____________________________ State________ Zip____________

Step Two: Choose the Plan and Options

Coverage is for homes under 5,000 sq. ft. For Sale by Owner properties or homes not in a

resale transaction, or any other dwelling type, e.g. multiple units, guest houses, homes

5,000 sq. ft. or over, please call for quote on rates, effective date of coverage, etc. Seller's

Coverage is not available on multiple units, homes 5,000 sq. ft. or over or For Sale by

Owner properties. New Construction Plan not available on multi-unit homes or Homes

5,000 sq. ft. or over.

Standard Coverage Seller Buyer

(Option)

★ Air Conditioner/Cooler/Heat Pump ✔ ✔

★ Primary Gas, Oil or Electric Heater ✔ ✔

★ Ductwork ✔ ✔

★ Plumbing Pipe Leaks ✔ ✔

★ Polybutylene Pipe Leaks ✔ ✔

★ Water Heater ✔ ✔

★ Toilets ✔ ✔

★ Instant Hot Water Dispenser ✔ ✔

★ Water Pressure Regulator ✔ ✔

★ Sump Pump ✔ ✔

★ Recirculating Pump ✔ ✔

★ Built-in Bathtub Whirlpool Motor and Pump ✔ ✔

★ Kitchen Refrigerator N/A ✔

★ Dishwasher ✔ ✔

★ Oven/Range/Cooktop ✔ ✔

★ Garbage Disposal ✔ ✔

★ Built-in Microwave Oven ✔ ✔

★ Trash Compactor ✔ ✔

★ Electrical System ✔ ✔

★ Exhaust and Ceiling Fans ✔ ✔

★ Central Vacuum ✔ ✔

❍ Standard Coverage for Home Buyer__________

$399 Premium / $ 55 Trade Call Fee $ 399

 

$374 Premium / $ 75 Trade Call Fee $ 374

__________

$359 Premium / $100 Trade Call Fee $ 359

__________

❍ Condo/Townhome/Mobile Coverage for Home Buyer__________

$379 Premium / $ 55 Trade Call Fee $ 379

 

 

$354 Premium / $ 75 Trade Call Fee $ 354

__________

$339 Premium / $100 Trade Call Fee $ 339

__________

Coverage for Home Seller

(Home Seller Coverage not available on For Sale By Owner transactions)

(Trade Call Fee dependent on Buyer option selected) $ 60 __________

❍ New Construction (Years 1-3 or 2-4) ($75 Trade Call Fee) $ 575 __________

Options Available - Buyer Only

❍ Silver Upgrade

Includes additional enhancements to Coverage items! $ 50 ___________

❍ Gold Upgrade - Enhanced!

Provides Coverage for Improper Installs, Code Upgrades,

Haul Away, Permits, Crane Costs and Refrigerant Recapture! $ 50 ___________

❍ Swimming Pool • Spa • Hot Tub • Portable Spa Equipment $ 160 __________

❍ Additional Pool or Spa Equipment $ 160 __________

❍ Well Pump $ 100 __________

❍ Booster Pump (Includes Well Pump Coverage) $ 150 __________

❍ Washer • Dryer (Per Set) $ 80 __________

❍ Garage Door Opener - Enhanced Coverage! $ 30 __________

❍ Extended Pipe Leak Coverage $ 100 __________

❍ DRAIN LINE STOPPAGES (unlimited footage)

(includes Septic Tank Pumping at no additional charge!)

$ 30 __________

❍ Septic System (Per Tank)/Sewage Ejector Pump $ 50 __________

❍ Limited Roof Leak Repair ($500 Limit) $ 50 __________

❍ Limited Roof Leak Repair ($1,000 Limit) $ 100 __________

Total Cost

(Due at Close of Sale) $ __________

Application

FL 3.1 • AH A-S-D-P+R(B) (5/09)

Plan #_______________________________________

 

Step Six: Order the Plan

(Plan # ______________________)

To Order by Internet: www.orhp.com

Phone: 800-445-6999

Mail: P.O. Box 5017, San Ramon, CA 94583-0917

Fax: 800-866-2488

For Service Call: Place service requests

online at www.orhp.com

Please read the contract for specific coverage, exclusions and limits.

Or call: 800-972-5985

When You Need Our Services...We're Here To Help.

FL 3.1 • AH A-S-D-P+R(B) (5/09)

RENEWAL/TRANSFER/CANCELLATION

RENEWAL/TRANSFER: This Plan is transferable. This Plan may be renewed at our discretion only.

In that event, you will be notified of the prevailing rate and terms of renewal. Premium rates may

increase upon renewal.

CANCELLATION: This Plan is non-cancelable, except for nonpayment of service fees; fraud or

misrepresentation of facts material to the issuance of this Plan; or when Plan is for listing coverage and

close of sale does not occur; or upon mutual agreement between you and us.

Florida Residents: You may cancel upon demand and receive a full refund without penalty within the first

thirty (30) days after the effective date of the Plan, or within 10 days of the delivery of the Plan to you.

However, in the event services have been rendered, those costs will be deducted from the refund.

In the event Plan is cancelled by you after the thirty (30) days after the effective date of the Plan, you

shall be entitled to a pro rata refund of the paid Plan fee for the unexpired term less service cost and a

$25.00 administrative cost or 10% of the premium, whichever is less, incurred by us.

If Plan is cancelled by us, you shall be entitled to a pro rata refund of the paid Plan fee for the unexpired term.

1. Plan Effective Dates

Buyer's Coverage becomes effective at close of sale and is effective for the term indicated on the Declaration

Sheet. New Construction Coverage is effective for the term indicated on the Declaration Sheet. (Plan Fee

must be received within 14 days after close of sale.) If buyer takes possession prior to close of sale, the Plan

Fee is due and coverage will begin upon receipt of Plan Fee. In cases of Lease Option, the full Plan Fee is

due upon occupancy.

Seller's Coverage for the listing/escrow period becomes effective the day the application is received by us,

and continues until the expiration of the initial listing period (up to 180 days), close of sale, or listing

termination (whichever occurs first). Seller's Coverage is not available on multiple units, homes 5,000 sq.

ft. or over or For Sale By Owner properties. In the event close of sale does not occur in the 180-day period,

we may, at our sole discretion, extend the seller's coverage period. Pre-existing conditions are not covered

for the seller.

2. Service Overview

In accordance with the terms of the Plan, we will repair or replace systems and appliances mentioned as

covered. We exclude all others. We reserve the right to provide cash in lieu of repair or

Additional charges may apply to certain repairs or replacements. Please see Limitations of Liability. We

will provide service on covered systems or appliances that:

a) are located within the perimeter of the main foundation and garage (with the exception of coverage

items marked with an "*").

b) were properly installed and in good and safe working order on the effective date of this Plan.

c) have become inoperable due to normal usage after the effective date of this Plan.

d) are reported during the term of this Plan.

Coverage may apply to a malfunction which existed on the effective date of the Home Buyer Plan if, at that

time, the malfunction was undetectable, and would not have been detectable to seller, buyer or agent by

visual inspection and simple mechanical test. This Plan does not cover known defects.

3. For Service: Place service

requests online at www.orhp.com

or Call 800-972-5985

We are available to accept service calls 24 hours a day, 365 days a year. When you call with a service problem,

we will contact a contractor who will contact you directly to schedule a convenient appointment during normal

business hours. In the event you experience any difficulties in receiving service, please call our Service

Department for assistance.

The services contracted for will be initiated under normal circumstances by us within 48 hours after your

request for service is made. Emergency service (the loss of heating, cooling, plumbing or electrical service)

will be initiated no later than 24 hours after the report of the claim in the event of an emergency.

If you should request us to perform non-emergency service outside of normal business hours, you will be

responsible for payment of additional fees, including overtime.

We require you to contact us so we may have the opportunity to select a contractor to

perform the service. We will not reimburse you for services performed by your own

contractor without prior authorization.

For each new trade call placed, you will be responsible to pay the trade call fee to the contractor at time of the

first visit. The trade call fee is due for each call dispatched. We cannot respond to a new request for service until

all previous trade call fees are paid. Failure to pay the trade call fee will result in suspension of coverage until such

time as the proper fee is paid. At that time, coverage will be reinstated, but the contract period will not be

extended.

Service work is guaranteed for 30 days.

We require you to contact us so we may have the opportunity to select a contractor to

provide service. If we authorize you to contact an independent contractor to perform a

covered service, we must be contacted by the technician with an estimate of required

services prior to initiating any repair/replacement for which reimbursement will be

requested. An authorization number will be provided to you by us for approved costs.

Failure to contact us as outlined may result in denial of coverage.

1) Contractor selected should be qualified and insured.

2) Contractor provides fair and reasonable rates on parts and service.

3) To confirm the repair is covered by the Plan, you must contact us

a) once the technician arrives at the home and (b) prior to the technician

performing any repairs for which reimbursement will be requested.

4) Contractor is willing to bill for services rendered.

5) Acceptable itemized proof of charges are provided.

6) The trade call fee indicated will be deducted from any reimbursement of covered costs.

4. Limitations of Liability

a)

This Plan does not cover repairs or replacement required as a result of fire, freeze or flood,

accidents, vandalism, cosmetic defects, structural defects, power failure, shortage, surge or overload,

inadequate capacity, storms, lightning, pest or pet damage, neglect, misuse, abuse or missing parts.

We do not cover improper installation or improper previous or attempted repair except where noted.

We will not perform routine maintenance. You are responsible for cleaning and routine maintenance

as specified by the manufacturer of the equipment. We are not responsible for con sequential or

secondary damage (including as a result of the failure of a covered item), nor for failure to provide

timely service due to conditions beyond our control, including but not limited to, part or equipment

delays, labor difficulties, loss of income, utility bills, living expenses, personal or property damage.

We do not cover systems or appliances classified by the manufacturer as commercial, commercial

equipment modified for domestic use or single family dwellings used for commercial purposes.

b) ACCESS:

We are not responsible for providing or closing access to covered items, except as

noted under LIMITS. We are not responsible for additional charges to remove or install systems,

appliances or non-related equipment in order to make a covered repair, nor do we cover the cost of

restoration of wall coverings, floor coverings, counter tops, etc.

c) CODE UPGRADES/PERMITS/TOXIC MATERIALS:

If upgrades are required, we

cannot perform service until you complete corrective work. If additional costs are incurred in order

to comply with regulations, we will not be responsible for the added expense, nor will we pay any cost

relating to permits. Additional costs necessary to repair or replace covered equipment as the result of

new refrigerant requirements effective January 1, 2010 will not be covered by the Plan.

We will not perform services involving hazardous or toxic materials including, but not limited to:

asbestos, mold, lead paint, and sanitation of sewage spills, nor will we pay costs related to disposal of

contaminants, hazardous or toxic materials.

We are not responsible for any claim arising out of any pathogenic organisms regardless of any event

of cause that contributed in any sequence to damage or injury. Pathogenic organisms are any bacteria,

yeasts, mildew, virus, fungi, mold or their spores, mycotoxins or other metabolic products. We are

not, under any circumstances, responsible for the diagnosis, repair, removal or remediation of mold,

mildew, rot or fungus, or any damages resulting from or related to mold, mildew, rot or fungus, even

when caused by or related to the malfunction.

d) REPAIR/REPLACEMENT/UPGRADING:

We have the sole right to determine whether a

covered system, appliance or component will be repaired or replaced; but we are not responsible for

delay in obtaining parts or replacement equipment. We do not pay costs related to disposal ("haul

away") of systems or appliances. We reserve the right to repair systems and appliances with nonoriginal

manufacturer's parts, including rebuilt or refurbished parts. We reserve the right to obtain a

second opinion at our expense. We will not upgrade any covered item. We reserve the right toPayment will be provided based on our

provide cash in lieu of repair or replacement.

negotiated rates with our contractor/supplier network, which may be less than retail. We are not

responsible for work performed by any contractor once cash in lieu of work has been authorized. We

are also not responsible for non-covered work performed or non-covered costs charged by a

contractor dispatched to provide covered services.

We are responsible for providing installation of equipment comparable in features (that effect the operation

of the system or appliance), capacity and efficiency, but not for matching dimensions, color or brand. We

are not responsible for the cost of construction, carpentry or other modifications made necessary by

existing or installing different equipment. We are not responsible for relocation of equipment.

We are not responsible for upgrades, components, parts or equipment required due to the

incompatibility of the existing equipment with the replacement system or appliance or component, or

part thereof or with new type of chemical or material utilized to run the replacement equipment

including, but not limited to, differences in technology, refrigerant requirements, or efficiency as

mandated by federal, state or local governments.

e) CONDOMINIUMS/MULTIPLE UNITS/MOBILE HOMES:

This Plan does not provide

coverage for common systems unless this Plan is for a duplex, triplex or fourplex and every unit is

covered by an Old Republic Home Protection Plan with applicable system or appliance coverage. If

this Plan is for a unit within a multiple unit of five or more units, then only items contained within the

actual unit will be covered. Common grounds and facilities are excluded.

f) MANUFACTURER'S RECALL/DEFECTS:

We are not responsible for repairs arising from

a manufacturer's recall of covered items, manufacturer's defects, design flaws or for items covered

under an existing manufacturer's, distributor's or in-home warranty.

Disclosure Notice:

The total Plan fee is due and payable to ORHP and is to be paid at closing. The Plan fee may include a service fee payable to the above named real estate company for administrative and

other services performed in the placement of the Plan, including promoting, selling, processing, and advertising the Plan. The service fee is a good faith estimate of the value of the above named real estate company's

services and expenses in providing such services in the placement of the Plan.

replacement in the amount of our actual cost (less than retail) to repair or replace such item.

PROVIDE LISTING PERIOD COVERAGE FREE OF CHARGE.

under this Plan. If the area of the roof that is leaking has deteriorated to such an extent

that the leak cannot be repaired without partial replace ment of the roof, the company's

obligation is limited to the cost of repair if such leak had been repairable. In the event

the roof has exceeded its life expectancy and must be replaced, this coverage will not

apply. Roof repairs will be limited to $500/$1,000 maximum per Plan for diagnosis,

labor, parts and/or materials depending on option selected/ premium paid.

metal, roof mounted installations, leaks that occur in a deck or balcony when said deck

or balcony serves as the roof of the structure below, leaks that result from or that are

caused by roof mounted installations, improper construction or repairs, missing or

broken roof shingles or tiles, damage caused by persons walking or standing on the

roof, failure to perform normal maintenance to roof and gutters, improper installation,

leaks manifested prior to the effective date of the Plan.

line is limited to a total of $500 maximum per Plan.

cleanout, pumping, seepage pits, stoppage or damage due to roots.

roots. We do not cover collapsed or broken lines outside the main foundation, access

to drain or sewer lines from vent, removal of toilet, and costs to locate, access, or

install a ground level cleanout. We do not cover the cost of locating or gaining access

to tank or any chemical treatments.

sprinkler system, above or below ground pool piping, downspout or landscape drain

lines, outside/underground piping for water source heat pump.

refrigerants, when necessary, to effect a covered repair or replacement.

required to remove or install rooftop heating or air conditioning units.

appliances, systems or components, we will pay up to $250 per occurrence for such

local building permits. We will not be responsible for replacement service when

permits cannot be obtained.

component when we are replacing that covered appliance, system or component.

violations in regard to a covered trade call, if required, to effect repair or replacement.

We may provide, at our option, a cash settlement in lieu of performance of the work.

that was improperly installed, repaired or modified prior to or during the contract

term. If the improper installation, repair or modification violates a Code Requirement,

see Limited Code Upgrade limits below.

Gold Upgrade

The selection of this option provides coverage on items which are normally excluded

from standard coverage.

screens, venting, dials, "all in one" wash/dry units, handles, lights, insulation.

redrilling of the well, control boxes, pressure switches, capacitors or relays, well

pump and well pump components for geothermal and/or water source heat pumps,

outside or underground piping and components for geothermal and/or water source

heat pumps, access to repair well pump system.

cover and related equipment, fill line, fill valve, remote control panel and switches,

air switches, electronic, computerized, pneumatic and manual system management,

cleaning or maintenance of equipment, chlorinators, ionizers, ozonators and other

water chemistry control equipment and materials, fuel storage tanks, all cleaning

equipment including pop-up heads, turbo valves, creepy crawlers and the like,

disposable filtration mediums, heat pump, solar equipment, valve actuator motor.

whirlpool) are covered if they utilize common equipment. If they do not utilize

common equipment, then only one or the other is covered unless an additional fee

is paid.

where parts are not available, our obligation is limited to cash in lieu based on the

replacement cost of the icemaker.

heads and shower arms, interior hose bibbs, toilet replacement with like quality

attachments, accessories or hoses, heat lamps, intercoms, alarms, low voltage relay

systems, electronic or computerized energy management or lighting and appliance

management systems, doorbell and related wiring, chimes, attic fans, saunas or steam

rooms, whole house fans, smoke detectors, telephone wiring, inadequate wiring capacity,

solar electrical systems.

been selected. If the Option is selected, heating system and air conditioner/cooler

are subject to a combined $1,500 maximum for diagnosis, repair or replacement

during the Seller's Coverage period. All limitations of liability apply.

hot water, boiler, radiant heat, steam circulating heating system, air transfer, glycol,

Phenix, Polaris, diesel, oil or hydronic systems, water source heat pumps and their air

handlers, water cooled condensers.

(2) $500 maximum per Plan for diagnosis, repair or replacement for concrete

encased or inaccessible ductwork.

(3) We will provide access, according to the dollar limits specified in (1) and (2)

above, through unobstructed walls, ceilings, and floors only, and will return access

opening to rough finish condition.

lamps, filters, electronic air cleaners, humidifiers, vents and flues, fuel storage tanks,

wood or pellet stoves (even if only source of heating), fireplaces and key valves,

inserts, insulation, passive solar space heating and cooling systems, outside or

underground piping and components for geothermal and/or water source heat pumps,

well pumps and well pump components for geothermal and/or water source heat

pumps, heating/water heater combination units, freestanding units, cable heat,

electronic, computerized, pneumatic and manual system management and zone

controllers, gas air conditioning units, window units, maintenance, cleaning,

condenser housing, cooler pads, water towers, roof jacks and stands, inaccessible coil

lines, chillers and chiller components, pre-coolers, costs related to recapture or

disposal of refrigerants, asbestos covered ductwork, dampers, collapsed or crushed

ductwork, ductwork damaged by moisture, diagnostic testing of, or locating leaks to

ductwork, including, without limitation, as required by any federal, state or local law,

regulation, or ordinance, or when required due to the installation or replacement of

system equipment, improperly sized ductwork.

tons per unit.

No limit to number of covered units for homes under 5,000 sq. ft.

refrigeration units.

handles, runner guards, shelves, interior linings, timers and clocks that do not affect the

heating or cleaning operation of the unit, knobs, dials, rotisseries, meat probes, portable

or countertop microwaves, trim kits, halogen units, refrigerator/oven combination units,

glass including door glass, lock and key assemblies, magnetic induction cooktops,

microwave/cooktop drawer combination units, icemakers, ice crushers, ice and beverage

dispensers and their respective equipment, interior thermal shells, removable buckets and

trays, refrigerator freezers which require an additional compressor to function, cost

related to recapture or disposal of refrigerants, food spoilage, insulation, removable

components which do not affect the primary function, multi-media centers, wine vaults.

necessary, of polybutylene piping, and leaks emanating from a water, drain or gas

pipe either encased in or located under concrete, such as a concrete slab foundation.

(2) Toilet tanks and bowls replaced with builders standard, when necessary.

(3) We will provide access, according to the dollar limits specified in (1) above,

through unobstructed walls, ceilings, and floors only, and will return access opening

to rough finish condition.

enclosures, gas log lighter, toilet lids and seats, sprinkler or solar systems, vents and

flues, septic tank, stoppages, water heater heat pump attachment, sewage ejector,

hose bibbs, holding or storage tanks, energy conservation units, noise, electrolysis,

whirlpool jets, filters, water conditioning/purification systems, bidets, jet pumps,

conditions caused by chemical, calcium, or sediment build-up (except in water

heaters), caulking, grouting, inadequate or excessive water pressure, flow

restrictions in fresh water lines, basket strainers, pop-up assemblies, Phenix

systems: see Limits under Heating System, leaks/damage caused by roots, water

heater drip pans, icemaker water lines, fuel storage tanks, shower head, shower

arm, fire suppression systems, heating/water heater combination units, multi-valve

manifolds.