I really like Lou Dobbs on CNN. I guess he got in some hot water not too long ago. I can't remember why. He really hit me when we were doing all these bailouts and he continued to talk about how illegal it all was. The one fact that he kept saying over and over again was what that a fraction of the millions being spent could actually go to paying the entire country's mortgages off for each and every person in America. The upswing from people being released from their mortgages would in turn provide an incentive for the economy and turn things around.

Well I am no Economist but I like solutions rather than the act of defrauding the American People of millions of dollars. I have no idea whether such a thing could have really turned things around however it does have to make one wonder that perhaps some unknown number of people in powerful positions don't really want to turn things around for working America. The faucet of wealth building by the few might get turned off and we can't have that.

On another note, one has to wonder where all that money went. The banks are not approving loan modifications and they are getting more aggressive where short sales are concerned. Some banks are doing judicial foreclosures and allowing short sale approvals that require the Consumer to sign for the difference in the loan balance versus short amount as promissory notes. Bank of America leaves it completely open as to how it will be repaid (completely scary). Other banks provides the terms of repayment.

How did we get here? Do we consider that perhaps it was one big plan to defraud the working people of America of even their ability to earn a living and to live a comfortable life. I am beginning to see this thought expressed in various places as if it were a known fact. Is it known fact?

I know it gets complicated and I also know we all had a part in it. But it goes deeper. Products designed to be sold for the cost of the paper and no intention to provide the homeowner with the ability to live with the loan. Where has good business practice gone and the trust of the Consumer. I would say it is a fair assumption that the American People will never trust the banking system again. I won't. I want to own my home out right even if it is just a shack.

My plans for the future include solar energy for my home and a perspective for sustainability and independent living. We are reading and learning everything we can about how to provides for ourselves without the government. Latitude 38 which is a sailing periodical has spoken openly about the revolution and when it will come. I'm starting my revolution now with the intention to become independent. We are digging a well and spending a small fortune to go solar.

In my perfect world....there wouldn't be a bank that I needed to depend on. Big change for sure. Food for thought on this Monday of Mondays!