Facing a mounting pile of unpaid bills and wondering how you can possibly afford to pay your mortgage this month?  Homeowners who are in a financial hardship situation may be eligible for a Wells Fargo mortgage loan modification under a government sponsored plan. President Obama has implemented a far reaching home saver effort called Home Affordable Modification.  Wells Fargo is participating in the federally subsidized program, and the bank is currently offering homeowners the opportunity to apply for assistance.

What are the details of this plan and how can you apply?  The first step is to contact Wells Fargo and let them know that you are facing a problem paying your mortgage and ask to be considered for Home Affordable Modification.  Make certain that you only call the Loss Mitigation Department-this is a special phone number just for this purpose.  Obama has mandated that all borrowers who ask for help under this federal plan be allowed to apply.  This means that even if you have applied before or are in the process, you can begin the loan modification process again.

The good news for Wells Fargo borrowers is that the Home Affordable Plan has standard guidelines for approval.  So if you take the time to learn about what the bank is looking to see from you, and then prepare your forms correctly, you have a very good chance of getting a loan workout.  No more guessing about how to apply and who qualifies-it is all standard for everyone.  The average homeowner can learn the basics and be able to work directly with Wells Fargo to successfully modify their loan.

You can use the very same 4 step formula that Wells Fargo will use to help you pre-qualify and then prepare your forms so that they pass through the standard calculations for acceptance.  Don't worry-you can follow simple, step by step directions provided on page 23-26 of the #1 resource for homeowners, The Complete Loan Modification Guide.

Learn how to use the very same formula for qualifying that Wells Fargo will use and get the help you need to apply and qualify for a loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly.

The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. You also get 30 days of email support to ask questions, a series of insider tips and a monthly newsletter to keep you up to date on program changes. 

Learn how to qualify for the Obama Federal loan modification plan. Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com