In today's real estate market, there are many folks who have found themselves upside down on their mortgage; i.e., they owe more on their mortgage(s) than their home is worth.  Add to that the high unemployment rate, and the result is a financial disaster for many home owners.

If you find yourself in this unfortunate predicament, just know you are not alone, and help is available.  Many REALTORS(R) are familiar and educated in the maze of the short sale process, which can be quite long and labor intensive.

Some of us have actually taken specialized education and training to become a Certified Short Sale and Foreclosure Specialist, CFS.  I cannot stress enough how important it is to have someone on your side who knows the process and can represent your interests during this stressful time.

As a Certified Foreclosure Specialist, I am available at any time to discuss your personal situation and explain the  short sale process to you.  Just give me a call...

A short sale is not always the best alternative.  Because a short sale can have legal and credit score consequences and "may"  result in taxable income to you, the seller, it is imperative that you seek the advice of a CPA, an attorney or other expert before proceeding with a short sale.

On December 20, 2007, the Forgiveness Debt Relief Act was passed.  Click here for more information.

If you would like to search the MLS for listings in San Luis Obispo County,visit my website.  If you have any real estate questions or general questions about Paso Robles or San Luis Obispo County, please contact me via email or call me at (805) 235-0234 for more information.

Ca DRE # 01317192

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