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I sell a lot of land, so far, about 17 tracts this year and I answer numerous calls each week with people just starting out. Invariably, most of my calls start out along the same lines, how much is it, and will the seller finance it for me? After a bit of prying to get to the bottom of what they are really after, my buyer's are typically looking for some land in the country to either build, put a mobile home on OR put a mobile home and then build later. But for now, I'll focus on the just the Land - Home Package.
The very first thing you want to do before going through the newspaper "just to see what's out there", is to determine your budget and decide how you're going to pay for it. I know this seems like putting the horse before the cart, but it will save you a lot of time AND heartache in the long run. I see it all the time. So don't be afraid to call a Realtor and ask some questions as to where to get started. Make sure though and ask if they've sold land or land home packages before, as these are a little different than your typical new home transaction.
As a buyer's agent, I have several lenders AND dealers that I am associated with when working with buyer's in the Greater San Antonio Area, it just depends on the situation with which one I will call on. Most dealers have in house lenders that they prefer, and are happy to get you pre-qualified. Before making any decisions though, give your agent a call and let them introduce you. That way, the dealer's will know that someone IS looking out for your best interest and knows what steps have to be done to ensure a smooth transaction.
After getting pre-approved, the next step is to decide how much to spend on a home AND how much to spend on land.
It's easy to pick out the bigger home and start adding upgrades, the big screen media center, etc., and that's where I come in. No matter which home you pick out, you're going to need somewhere to put it, right?
Things to consider, after figuring out what part of the county you'd like to be in, we have to make sure that there is land available that is not restricted from the type of home you're looking at. For example, Single wide homes are fine, AND very affordable, but the main challenge is finding a lot that will allow singlewides. I have been selling lots out of the West Side of San Antonio near Potranco and Loop 1604 in a subdivision called West View since 2005 or so. Great community, but they do not allow single wide homes there, OR homes that are over 3 years old to be moved in there.
BUT, they do allow doublewides, AND in the Estates, which is a site built only community, modular homes are considered to be site built and can be placed in there as well. Good to know, right?
The second item to consider is improvements to the land. Does it already have an electric meter onsite? What about water? Will you need a well? Septic system or Central Sewer System? How much will these cost? Who will do that for me? All things I know about and am happy to help point you in the right direction OR hold your hand and lead you there :)
And don't forget about restrictions. Thinking about chickens or other farm animals? Think again. Many communities simply do not allow them, so if this is important, don't forget to let me know upfront. This will rule out several places to look for lots.
So before finalizing the home and options, we'll determine about what it will cost to get your land plus all the improvements for getting it set up and move in ready.
Finally, don't forget to ask if the price includes set up and delivery. Delivery alone can add as much as $4,500 for local deliveries in the San Antonio area!
I hope this article has been some help, and if you have ANY questions about Land Home packages or buying Land in general, I'll be happy to help. All you have to do is ask! The call is free.
If you'd like to search for land, go to http://www.johnkinghomes.com and choose the map search option, then select Lots & Acreage from the drop down menu.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.