I started my career as a Financial Advisor on Wall Street.  At the young age of 25, I managed over $20 million in client assets.  That was back when $20 million was really worth something, too.  We used a litmus test for investment analysis that I'd like to share with you, the Long Beach home owner.

Liquidity, Safety, Return (and to a lesser extent,) Tax Status.  The LSR-T litmus test helped us match specific investment choices and determine suitability for the client.  In plain talk, that meant  "Is this the right thing for the client ?"

Let's run the equity in your Long Beach home through the LSR-T litmus test, first.  I'll discuss some ideas to improve that "investment" in home equity.

I think you'll find, after my analysis, that Long Beach home equity is a really...

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