According to the Board of Governors of the Federal Reserve System every mortgage originator is now going to be fingerprinted, registered in a registry, and tracked through their life as an originator. This is evidently intended to monitor the originator and the loans they write.

If you ask your mortgage originator for their "Unique Identifier" and they don't know what you mean, they may not be current on the developments in their industry. The answer should be, "That isn't in effect yet, but I will get it to you when I get one."

Once more, government is making everything we do in business and personally, a monitorable event. It will either help people become more reliable, or make computer hackers more popular. (lol)

Woe to the mortgage originator who doesn't get a "Unique Identifier", but consumers will soon be able to learn as much about their originator as they can about the mortgage terms.

Happy listing and selling! (and originating)