When looking for mortgage rates and costs in the Seattle Area (Everett, Lynnwood, Edmonds, Seattle, Bothell, and Bellevue) or throughout Washington State you want actual real time interest rates.  You want to know what rates and costs are relevant to your goals.  You do not want fill in a form to be contacted for rates that are out of date by the time they reach you.

I have converted my pricing engine I use privately into a simple web calculator where you will be able to price and find rates on 30 Year Fixed Fannie Mae conventional conforming mortgages. This calculator takes into account virtually all factors affecting mortgage rates and costs such as credit scores, loan to values, or loan purchase, etc.

The pricing engine is now availble to the public at http://seattle.rateswire.com/calculator. The analyzer looks at different purchase, rate and term, and cash-out scenarios and shows closing costs and rates that correspond to each scenario. Streamlines of existing Fannie Mae loans with Making Home Affordable  up to 105% can also be priced.

This is NOT a calculator where you put in a rate, balance, and out spits a payment. This is an analyzer that looks at your situation and prices out different mortgage rates based on your scenario.  So if you are wondering about how downpayment, credit, or the amount of cash-out you pull out affects a mortgage rate or cost, then this is the site for you!

The analyzer will also total interest and closing costs paid over a period of time you specify for the mortgage rate you want to look at. This lets you match a plan to your goals! Mortgage rate pricing should be transparent so you can actually pick and find the best loan for what you are looking to accomplish. Here is my best foot forward to join yours!

If you are in the local Seattle and surrounding areas of Everett, Lynnwood, Edmonds, Seattle, Bothell, and Bellevue I look forward to meeting you in person!

For questions about mortgage rates and costs for you stop by my office in Edmonds if possible! You can also contact me via my mortgage rate and cost analyzer for mortgage scenarios, or via my contact information below. To learn a little more about me the profile for Stephen Ching is here.

Stephen Ching, Loan Originator 510 LO 35993

Office(425) 640 9789 or via web at http://seattle.rateswire.com
Cell (425) 344 2191

Mortgage Mortgage Center, LLC

22019 Hwy 99 #B

Edmonds WA 98026

License # 510-MB-20022