Is "news" always news, or is it masked opinion? 

When doing research on mortgages, it's important to pay attention to the objectivity of your research source. 

Often, a writer will deploy key adjectives, phrases, and/or images that distort an otherwise factual story.

The above cartoon from clangnuts.com is a terrific example. 

It implies that interest only home loans are for people that can't otherwise afford homeownership.

The truth is that interest only loans are used by all economic classes of homeowners -- not just those that need payment relief. 

Many people choose interest only home loans for their flexibility, or as a financial planning tool.

Sure, there are some people that use interest only loans to "get onto the housing ladder", but that is a statement about the homeowner and not the mortgage product.

Our opinions are often formed by the words and images we hear in a public forum.  Sometimes, it pays to look a little deeper.