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Mortgage Rate Update :
Preparing Your House for the Market
If you're selling your home, make sure your home has "curb appeal." Remember, you can't change a first impression. If your home looks like a diamond in the rough, think about putting a small investment into cleaning up the outward appearance.
Imagine that you are seeing the property as a potential buyer. You'll want to do a little yard work - clear away dead shrubbery, and trim your trees and lawn. Weed the flower beds or plant some flowers that will bloom in season. Make sure the driveway is not stained, and if you can't afford to paint the home entirely, at least make sure the front door and immediate entryway is immaculate.
Fresh and clean are still the keywords to making a good first impression once the potential buyer walks through the door. Unless a particular window is facing an eyesore or a neighboring building, open the drapes and let the sun shine in! Put your dog in the back yard or garage so he's not jumping on the new people who just walked in.... they might have allergies! There is much you can do to improve the look of your home, without investing a great deal of money.
Call me to get a copy of my pamphlet, "33 Ways to Sell Your Home Fast." I'd be happy to share more tips with you and assist you in obtaining financing for your next home as well.
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Mortgage Interest Rates for Fixed Rate Mortgages*
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Rates as of Thursday, 15th October, 2009:
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Term
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Conforming
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APR
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Payment per
$1,000
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Jumbo
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APR
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Payment per
$1,000
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30-Yr. fixed
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360
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5.125%
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5.345%
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$5.44
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5.375%
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5.509%
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$5.60
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15-Yr. fixed
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180
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4.500%
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4.871%
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$7.65
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4.875%
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5.101%
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$7.84
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7-Yr. fixed ARM
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360
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4.250%
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4.459%
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$4.92
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6.250%
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6.391%
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$6.16
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5-Yr. fixed ARM
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360
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4.000%
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4.206%
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$4.77
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6.125%
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6.265%
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$6.08
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3-Yr. fixed ARM
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360
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4.000%
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4.206%
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$4.77
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6.125%
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6.265%
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$6.08
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5-Yr. Interest Only
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360
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4.000%
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4.206%
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$3.33
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5.875%
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6.013%
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$4.90
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FHA 30-year fixed
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360
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5.000%
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5.218%
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$5.37
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5.250%
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5.383%
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$5.52
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*Rates are subject to change due to market fluctuations and borrower's eligibility.
Karl Peidl
Lincoln Mortgage Company
251 Bellevue Avenue, Suite 102
Hammonton, NJ 08037
609-878-7013
kpeidl@linc-mort.com
www.karlpeidl.com
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Pennsylvania: Licensed by the PA Department of Banking as a First Mortgage Banker and licensed pursuant to the PA Secondary Mortgage Loan Act. New Jersey: Licensed by the N. J. Department of Banking and Insurance Maryland: Authorized Mortgage Lender by the State of Maryland Commissioner of Financial Regulation. Florida: Licensed Mortgage Lender by the Florida Office of Financial Regulation. Delaware: Licensed Lender by the Delaware Office of the State Bank Commissioner.
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