Mortgage rates up

 Two weekly surveys this week reported a rise in mortgage rates, ending a nearly six-week run of steady or declining rates in the Freddie Mac weekly survey.  Freddie Macs weekly survey of agency-purchased loans put the 30-year fixed-rate mortgage (FRM) stayed below 5% but increased 5bps to 4.92% with a 0.7 point for the week ending October 15. Last year, the 30-year FRM was 6.46%.  The 15-year FRM rate was 4.37% with a 0.7 point in the Freddie Mac survey, up from 4.33% last week, but down from a year ago when it was 6.14%.  Bankrate.coms index, which tracks large US banks and thrifts, put the 30-year FRM at 5.32% with a 0.34 point, up 10bps from the week prior.  Bankrate.com put the 15-year FRM at 4.7%, up 10bps.  The five-year Treasury-indexed hybrid adjustable rate mortgage (ARM) averaged 4.38% with an average 0.6 point, up from last week when it was 4.35%. A year ago, it was 6.14%. The one-year ARM averaged 4.6% with an average 0.5 point, up from 4.53% last week.