Having gone through many deals this year in this market I am hard pressed as to what to say to my buyer's.  Yes, I can say the banks are particularly difficult right now, I can say that their file can sit with underwriters and it may take longer than they think or want.  I can tell them that sometimes the banks question the appraisal and require a second look.  I can warn and guide them.  Then there is the unforeseen.  The seller's attorney going on vacation,  the bank requiring a documentation that you didn't know you needed and don't have, the rules changing mid transaction just when you thought you had a grip on the whole thing it changes and it's a Federal change and you can't do anything about it, the seller who changes their mind about when they will vacate at the last minute.

I can explain that jumping up and down and demanding that such and such happen is basically a waste of time because if you have the right agents, mortgage brokers and attorney's they are on it without you having to have a fit.  

I can say that real estate transaction can be bumpy these days and that is just the way it is.