I am amazed at how many people decline to take a second job to get out of debt.  "If I can't make it on 40 hours a week, then I just won't make it."    I know I have heard this from people of many ages.  In today's world a 2nd job is hard to find.  But Kudo's to those willing to help themselves.

A young couple were having trouble making ends meet.  They finally decided that the only way to make ends meet is that the wife was going to ahve to start hooking. 

After the first night, the wife got up looking totally beat and worn out.  "Well, how did you do last night?" the husband asked gultily.   " I made four hundred dollars and 10 cents."

"WOW, that's great, but who paid you the 10 cents?" asked the husband.

"Well, everybody!", replied the wife.