I see a lot of these manufactured fireplaces in homes here in Maryland and I had no idea about installation or even what to look for. Michael has provided excellent information here.
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Michael Thornton - Nashville, TN area Home Inspector (Complete Home Inspections, Inc.):
Factory Manufactured Fireplaces...
Factory manufactured fireplaces are in stalled in many new homes today as an 
inexpensive alternative to the masonry counterparts. These can be an enjoyable spot to congregate on these cooler fall days with family and friends. However, there are some installation flaws often overlooked by installers and home inspectors alike.
Almost all factory manufactured fireplaces are designed to burn wood or gas logs. All refractory panels will have a knock out designed for Natural or LP fuel line penetrations. As part of fire safety, these pipe penetrations are supposed to be sealed and fired with a refractory sealant that meets the manufacturer's specifications. Most are not.
Radiant heat can can pass through the opening in the factory manufactured fireplace
enclosure and ignite framing materials. Most of the time, this is not observed by the home owner until it is too late.
If you have a factory manufactured fireplace installed in your home, take a few minutes to look where the gas line penetrates the refractory panel. If it is not sealed, call the manufacturer or your local installer and have the line sealed.
Refractory panel sealant for factory manufactured fireplaces may be available at your local home improvement store or fireplace sales center. To fire the sealant, run your fireplace for the amount of time specified by the sealant manufacturer. It is far better to be safe than sorry...
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