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What do Chuck Norris and Orlando vacation homes have in common? Everything of course. For example, If you have five dollars and Chuck Norris has five dollars than Chuck Norris has more money than you and will most likely outbid you on a property. The first lesson to learn here is that Chuck Norris gets things done and he gets them done fast. No title company, mortgage company or lazy Realtor can stand up to his roundhouse kick in the face so that being said lets get right into this and see what Chuck can teach us about closing on an Orlando vacation home in under 30 days.
Chuck Norris Does Not Get Frostbite. Chuck Norris Bites Frost If you don’t want to be stuck spending your winter in what feels like the trenches of Antartica than make sure you have all your financing in place before you start making offers on any Orlando vacation properties (unless you bite frost). If you’re paying cash, make sure it is liquid and ready to be wired into the title company’s escrow account on the day of closing. I have had situations with clients who said they were paying cash however, still had to have the money cashed out of their home. This usually happens when a person is using either a home equity line of credit or is in the process of doing a cash out refinance on their primary home. This is not a bad thing but if you are shooting for a 30 day or less closing it can definitely hold it up. If you’re taking a mortgage than the whole pre-approval process needs to be done, even get as far as requesting a loan commitment with contingencies. Then you know exactly what the lender needs to move forward.
When Chuck Norris falls in water, Chuck Norris doesn’t get wet. Water gets Chuck Norris. Since you’re not Chuck Norris you and your home could be subject to flooding. Checking to see if your home is located in a flood zone is a very simple thing your Realtor can do for you. Generally it’s just a matter of pulling the tax records on the home. If you’re concerned about living in a flood zone have your Realtor check this information out for you BEFORE you write a contract not after. You will have enough to do once the contract is accepted you don’t need to be worrying about a flood zone. Most lenders will require a new survey be ordered on the property this will also tell if your home is located in a flood zone. You won’t get this document before the contract though, it’s generally ordered around the same time as the appraisal. If you’re paying cash for your Orlando vacation property than you will need to have one of these ordered as it’s not standard procedure.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.