Goal Planning and You!  I'm sure we all look back at things we have spent money on and kicked ourselves for it, why not share and give each other a heads up!  I think we all need to start gearing up for next year, come out of the gates with a bang! 

• We are in the last quarter of 2009, have you made any goals yet for 2010? 
• Since the market changed, what types of advertising do you feel worked best for you that you will continue doing next year and what will you drop from your ad budget? 
• Also, with all new legislation coming about to help rev up the market, what do you hope comes about and what would you like to see gone? 

So after all is said and done, how do you feel the market has changed in your area over the past year?  Better or worse?  Around the Jersey Shore, I'm noticing several higher priced homes going short sale or into foreclosure because unfortunately, first time buyer tax credit wasn't enough to help anyone in the upper price ranges and the mortgage modification has a cutoff too low to help anyone affected by the economy that held higher paying jobs.  A few have actually said they feel discriminated against because they made too much money in salary, yet paid more in taxes and felt they should have been helped as well. 

I do hope that the buyer tax credit is expanded and extended to all who want to buy homes, revving up some of the toughest part of the markets!