I will be accepting ratified contracts up to the 16th of November to settle before the deadline...call me for scenarios, quotes, and questions !!!

                                                                             No Points                       w/1 Point

FHA under $417k       30-yr                                4.875 %                            4.625 %

                                       15-yr                                4.375 %                            4.250 %

FHA over $417k         30-yr                                5.125 %                            4.875 %

                                      15-yr                                4.500 %                            4.375 %

FHA 2/1 Buydown                                               3.250%                             3.000 %     

VA 30-yr Fixed                                                      5.000 %                            4.750 %

Conforming 30-yr Fixed                                      5.000 %                            4.750%

Jumbo Conforming 30-yr                                    5.250 %                            5.000 %

Jumbo Conforming 5/1 ARM                             4.125%                             3.875 %

Jumbo Conforming 7/1 ARM                             4.500%                             4.125 %

Construction to Perm financing  over $417K.

NO OTHER LENDER DOES C-PERM'S BETTER !!!

Bill Vourazeris

Senior Loan Officer

Cell:  443-618-2880

Efax: 866-955-9584

email: bvourazeris@monarchmtg.com

www.monarchmtg.com/bvourazeris

"The BEST compliment is a referral to a friend or family member, Thank you"